3438 Roy Rd, Ellijay, GA 30536 Property Records

Gilmer County property record for 3438 Roy Rd, Ellijay, GA 30536

Property Summary

Property Type	Single Family Home
Details	2,878 sqft · built 1985
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Feb 2021)
Tax Bill	$618 (2025)
Deeds & Mortgages	Feb 2021 Sale Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3126 026`

Property Details

APN / Parcel Number

Primary APN	`3126 026`
Alternative APN	`8316`

Interior

Building Area	2,878 sqft Total Area
1st Floor Area	2,878 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	36,590 sqft (0.84 acres)

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Tennis Court	Tennis Court
Total Buildings	2 Buildings

Location & Zoning

Account Number	8316
Street Address	3438 ROY RD
City	ELLIJAY
State	GA
Zip	30536-4644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Subdivision	COMMERCIAL - RURAL
Jurisdiction	GILMER GA
Township / Civil Division	RICH MOUNTAIN
Census Block Group	3
Census Block	3058
Census Tract	80100

Owner

Source: Gilmer County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2821 OLD BUCKTOWN RD, ELLIJAY, GA 30536-6564
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2021	Warranty Deed, Transfer
Dec 22, 2018	Warranty Deed, Transfer · Commercial Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2021 · Amount on Record
Deed Sale	Feb 15, 2021 · Amount on Record
Prior Sale	Dec 22, 2018 · Amount on Record
Deed Document Number	2021572
Deed Book / Page	2344 / 159
Prior Transfer Date	Jul 29, 2011
Prior Transfer Doc	001683/293
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Feb 15, 2021
Property Address	3438 ROY RD, ELLIJAY, GA 30536-4644
Document Number	002344/159
Book / Page	2344 / 159
Instrument Date	Feb 15, 2021
Instrument	2021-000572
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 OLD BUCKTOWN RD, ELLIJAY, GA 30536-6564

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Dec 22, 2018
Property Address	3438 ROY RD, ELLIJAY, GA 30536-4644
Document Number	002146/485
Book / Page	2146 / 485
Instrument Date	Dec 22, 2018
Instrument	2019-000011
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 CHARLOTTES WEB DR, ELLIJAY, GA 30540-1456

Mortgage

Document Number	0000002145/0000000487
Date	Jan 8, 2019
Book Page	0000002145/0000000487
Instrument	000080

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$618.00 (+54.11%)	$40,040 (+59.45%) Land $5,960 Building $34,080	$100,100 (+59.45%) Land $14,900 Building $85,200
2023	$401.00	$25,112 Land $4,520 Building $20,592	$62,780 Land $11,300 Building $51,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2003–2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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