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3438 Oak Leaf Dr, Troy, MI 48084 Property Records

Oakland County property record for 3438 Oak Leaf Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,953 sqft · built 1983
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$439,000 (Apr 2016)
Tax Bill$7,997 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN88-20-30-126-067

Property Details

APN / Parcel Number

Primary APN88-20-30-126-067

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,953 sqft Living Area
1st Floor Area1,703 sqft
Basement Area1,012 sqft
Unfinished Basement1,703 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions137 ft deep x 107 ft wide
Garage Area453 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area151 sqft
Deck Area449 sqft
Patio Area449 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3438 OAK LEAF DR
CityTROY
StateMI
Zip48084-2638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 30 CEDAR RIDGE LOT 12
Legal Range11E
Legal Township2N
Legal Section30
Legal SubdivisionCEDAR RIDGE SUB
Legal Lot Number12
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1011
Census Tract197701

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3438 OAK LEAF DR, TROY, MI 48084-2638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 11, 2021Intrafamily Transfer, Transfer
Jun 25, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
LUXURY MORTGAGE CORP
Jun 1, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
LUXURY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2016 · Amount on Record
Deed SaleApr 20, 2016 · Amount on Record
Prior SaleNov 8, 2001
Deed Document Number201678081
Deed Book / Page49282 / 107
Prior Transfer DateOct 22, 2001
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3438 OAK LEAF DR, TROY, MI 48084-2638
Transaction TypeMortgage
Record UpdatedApr 18, 2022
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3438 OAK LEAE DR, TROY, MI 48084-2638

Mortgage

Document Number0000315590
DateFeb 8, 2022
Book Page57424/768
Instrument315590
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2037

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateAug 11, 2021
Property Address3438 OAK LEAF DR, TROY, MI 48084-2638
Document Number0000196537
Book / Page56682 / 335
Map ReferenceLB 169 PG 40-43
Instrument DateJul 30, 2021
Instrument196537
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address3438 OAK LEAF DR, TROY, MI 48084-2638

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3438 OAK LEAF DR, TROY, MI 48084-2638
Transaction TypeMortgage
Record UpdatedJul 8, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3438 OAK LEA DR, TROY, MI 48084-2638

Mortgage

Document Number0000162198
DateJun 25, 2021
Book Page56461/90
Instrument162198
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 11, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3438 OAK LEAF DR, TROY, MI 48084-2638
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3438 OAK LEAF DR, TROY, MI 48084-2638

Mortgage

Document Number0000021509
DateJan 26, 2021
Book Page55574/879
Instrument21509
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
AddressSTAMFORD, CT 06901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJun 1, 2020
Property Address3438 OAK LEAF DR, TROY, MI 48084-2638
Document Number0000105354
Book / Page54285 / 893
Map ReferenceLB 169 PG 40-43
Instrument DateMay 15, 2020
Instrument105354
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3438 OAK LEAF DR, TROY, MI 48084-2638

Mortgage

Document Number0000542861
DateJun 1, 2020
Instrument54286/1
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,997.00 (-1.49%)
2023$479,220
2022$8,118.00$239,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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