3438 Loverock Ln, Steger, IL 60475 Property Records

Will County property record for 3438 Loverock Ln, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,693 sqft · built 2003
Lot Size	0.24 acres (10,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (May 2021)
Tax Bill	$7,291 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-04-107-052`

Property Details

APN / Parcel Number

Primary APN	`23-15-04-107-052`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,693 sqft Living Area
Basement Area	1,095 sqft
Unfinished Basement	1,095 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	10,494 sqft (0.24 acres)
Garage Type	Attached
Garage Area	451 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3438 LOVEROCK LN
City	STEGER
State	IL
Zip	60475-1767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF 35TH STREET LYING W OF THE W LN OF LOVEROCK AVENUE AND E OF THE E LN OF 35TH STREET AS DEDICATED DECEMBER 17, 19
Legal Range	14E
Legal Township	34N
Legal Section	04
Legal Subdivision	KENNEYS PARK ADDITION
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1003
Census Tract	883700

Owner

Source: Will County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3438 LOVEROCK LN, STEGER, IL 60475-1767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Warranty Deed, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 2, 2020	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LNDRS
Nov 8, 2019	Grant Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND
Mar 12, 2019	Trustee's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Apr 2, 2020 · Amount on Record
Deed Document Number	202154603
Prior Transfer Date	Feb 28, 2019
Prior Transfer Doc	0000013897
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 17, 2021
Property Address	3438 LOVEROCK LN, STEGER, IL 60475-1767
Document Number	0000054603
Map Reference	DOC 1748984
Instrument Date	Mar 11, 2021
Instrument	R2021054603
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1737 N 34TH AVE, 1737, STONE PARK, IL 60165-1021

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3438 LOVEROCK LN, STEGER, IL 60475-1767

Mortgage

Document Number	0000054604
Date	May 17, 2021
Instrument	R2021054604

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 2, 2020
Property Address	3438 LOVEROCK LN, STEGER, IL 60475-1767
Document Number	0000024794
Instrument Date	Mar 13, 2020
Instrument	24794
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3438 LOVEROCK LN STEGER IL 604751767, STEGER, IL 60475-1767

Mortgage

Document Number	24795
Date	Apr 2, 2020
Instrument	24795

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Nov 8, 2019
Property Address	3438 LOVEROCK LN, STEGER, IL 60475-1767
Document Number	0000080195
Instrument Date	Jun 5, 2019
Instrument	80195
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1240 MONMOUTH DR LEMONT IL 604398937, LEMONT, IL 60439-8937

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WILL IL
Recording Date	Mar 12, 2019
Property Address	3438 LOVEROCK LN, STEGER, IL 60475-1767
Document Number	0000013897
Instrument Date	Feb 28, 2019
Instrument	13897
Transaction Type	Foreclosure
Record Updated	Mar 26, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3637 SENTARA WAY VIRGINIA BEACH VA 234524262, VIRGINIA BEACH, VA 23452-4262

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,291.00 (-0.74%)	$83,351 (+5.5%) Land $17,277 Building $66,074	$250,053 (+5.5%) Land $51,831 Building $198,222
2024	$7,345.00 (+13.84%)	$79,005 (+26.01%) Land $16,376 Building $62,629	$237,015 (+26.01%) Land $49,128 Building $187,887
2022	$6,452.00 Homeowner's exemption	$62,697 Land $12,996 Building $49,701	$188,091 Land $38,988 Building $149,103

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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