3438 Hudson Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 3438 Hudson Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,549 sqft · built 1910
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057-0005-0042-00`

Property Details

APN / Parcel Number

Primary APN	`057-0005-0042-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,549 sqft Living Area
1st Floor Area	829 sqft
2nd Floor Area	720 sqft
Basement Area	829 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	140 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	400 sqft
Porch	Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3438 HUDSON AVE
City	CINCINNATI
State	OH
Zip	45207-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3438 HUDSON AVE 41.67 X 140 E S HUDSON AVE 85.33 FT S OF CRANE AVE
Legal Subdivision	ELIZABETH A MILLS ESTATE
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2007
Census Tract	3800

Owner

3438 Hudson Ave is owned and occupied by two individuals who acquired it in January 1990.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3438 HUDSON AVE, CINCINNATI, OH 45207-1614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Apr 4, 2024	Transfer on Death Deed, Transfer
Jan 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jul 17, 2026
Property Address	3438 HUDSON AVE, CINCINNATI, OH 45207-1614
Document Number	0000057765
Book / Page	15709 / 282
Instrument Date	Jul 10, 2026
Instrument	202657765
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2672 FAIRHILL DR, CINCINNATI, OH 45239-7207

Mortgage

Document Number	0000057765,
Date	Jul 17, 2026
Book Page	15709/282
Instrument	202657765

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 10, 2036

Interest

Max Rate	-1%

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 4, 2024
Property Address	3438 HUDSON AVE, CINCINNATI, OH 45207-1614
Document Number	0000022188
Book / Page	15138 / 1406
Map Reference	VOL 172 PG 466&467
Instrument Date	Apr 3, 2024
Instrument	2024-0022188
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3438 HUDSON AVE, CINCINNATI, OH 45207-1614

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3438 HUDSON AVE, CINCINNATI, OH 45207-1614
Document Number	0000011045
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3438 HUDSON AVE CINCINNATI OH 452071614, CINCINNATI, OH 45207-1614

Mortgage

Document Number	0000011045
Date	Feb 12, 2019
Book Page	013853/000422
Instrument	11045

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 11, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 3438 Hudson Ave was $2,023, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,023.00 (+0.15%)	$31,766 (+%) Land $7,318 Building $24,448
2024	$2,020.00 (-0.15%)	$31,765 (-) Land $7,318 Building $24,447
2023	$2,023.00 (+114.53%)	$31,765 (+140.15%) Land $7,318 Building $24,447	$90,760 Land $20,910 Building $69,850
2022	$943.00	$13,227 Land $5,317 Building $7,910
2020			$37,790 Land $15,190 Building $22,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3438 Hudson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3438 Hudson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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