3438 Erman Ave, Bridgeton, MO 63044 Property Records

St. Louis County property record for 3438 Erman Ave, Bridgeton, MO 63044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,575 sqft · built 1986
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jan 2021)
Tax Bill	$5,553 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12N-24-0583`

Property Details

APN / Parcel Number

Primary APN	`12N-24-0583`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,575 sqft Living Area
Gross Area	3,163 sqft
1st Floor Area	1,330 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	142 ft deep x 61 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	511 sqft
Deck Area	560 sqft
Patio Area	560 sqft
Balcony Area	62 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3438 ERMAN AVE
City	BRIDGETON
State	MO
Zip	63044-3072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R-3
Legal Description	QUAIL HOLLOW LOT 6 RESUB 7 25 84 LOT 3
Legal Subdivision	QUAIL HOLLOW LOT 6 RESUB
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	AIRPORT
Census Block Group	2
Census Block	2000
Census Tract	213203

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3438 ERMAN AVE, BRIDGETON, MO 63044-3072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Sep 16, 2021	Deed of Trust, Mortgage · VA Mortgage NP INC
Jan 12, 2021	Warranty Deed, Transfer · VA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Prior Sale	Feb 18, 2016 · Amount on Record
Deed Document Number	2021408
Deed Book / Page	24580 / 2812
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3438 ERMAN AVE, BRIDGETON, MO 63044-3072
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 ERMAN AVE, BRIDGETON, MO 63044-3072

Mortgage

Document Number	2025070300498
Date	Jul 3, 2025
Instrument	2025070300498

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3438 ERMAN AVE, BRIDGETON, MO 63044-3072
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 ERMAN AVE, BRIDGETON, MO 63044-3072

Mortgage

Document Number	0251121228
Date	Sep 16, 2021
Book Page	25112/1228
Instrument	2021091600391

Lender

Name	NP INC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 12, 2021
Property Address	3438 ERMAN AVE, BRIDGETON, MO 63044-3072
Document Number	0245802812
Book / Page	24580 / 2812
Map Reference	MB 228 PG 62
Instrument Date	Dec 16, 2020
Instrument	2021011200408
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	ORNTIC ST LOUIS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 ERMAN AVE, BRIDGETON, MO 63044-3072

Mortgage

Document Number	2021011200409
Date	Jan 12, 2021
Instrument	2021011200409

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bridgeton City
County	St. Louis County
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,320 (-) Land $13,220 Building $60,100	$385,900 (-) Land $69,600 Building $316,300
2025	$5,553.00 (+6.58%)	$73,320 (+13.8%) Land $13,220 Building $60,100	$385,900 (+13.8%) Land $69,600 Building $316,300
2024	$5,210.00 (-0.4%)
2023	$5,231.00 (+12.74%)	$64,430 (+24.21%) Land $8,550 Building $55,880	$339,100 (+24.21%) Land $45,000 Building $294,100
2022	$4,640.00	$51,870 Land $11,780 Building $40,090
2021			$273,000 Land $62,000 Building $211,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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