3438 E Tonto Ln, Phoenix, AZ 85050 Property Records

Maricopa County property record for 3438 E Tonto Ln, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,514 sqft · built 1988
Lot Size	0.137 acres (5,997 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Apr 2022)
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2020 Second Mortgage
Flood Zone	Zone X (moderate risk)
APN	`213-14-353`

Property Details

APN / Parcel Number

Primary APN	`213-14-353`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft

Exterior

Year Built	Built 1988
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,997 sqft (0.137 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3438 E TONTO LN
City	PHOENIX
State	AZ
Zip	85050-3958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PARK HILL MCR 297-25
Legal Range	03E
Legal Township	04N
Legal Section	25
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	PARK HILL LOT 9
Legal Lot Number	20
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	617100

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3438 E TONTO LN, PHOENIX, AZ 85050-3958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 11, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Jun 10, 2016 · Amount on Record
Deed Document Number	20220380588
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 29, 2022
Property Address	3438 E TONTO LN, PHOENIX, AZ 85050-3958
Document Number	0000380588
Map Reference	MB 297 PG 25
Instrument Date	Apr 28, 2022
Instrument	20220380588
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	RE TITLE AGENCY LLC, EZ TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3438 E TONTO LN, 3438, PHOENIX, AZ 85050-3958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 E TONTO LN, PHOENIX, AZ 85050-3958

Mortgage

Document Number	0000380589
Date	Apr 29, 2022
Instrument	20220380589

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3438 E TONTO LN, PHOENIX, AZ 85050-3958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000848321
Date	Sep 11, 2020
Instrument	20200848321

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,530 (-2.2%)	$395,300 (-2.2%) Land $79,000 Building $316,300
2025	$1,937.00 (+5.04%)
2024		$40,420	$404,200 Land $80,800 Building $323,400
2023	$1,844.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 946 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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