3438 E 98th St, Carmel, IN 46033 Property Records

Hamilton County property record for 3438 E 98th St, Carmel, IN 46033 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,588 sqft · built 1981
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Tax Bill	$4,622 (2024)
Deeds & Mortgages	Nov 2022 Second Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-08-303-002.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-08-303-002.000-018`
Alternative APN	`1614080303002000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,588 sqft Living Area
1st Floor Area	1,428 sqft
2nd Floor Area	1,160 sqft
Basement Area	780 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Other
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614080303002000
Street Address	3438 E 98TH ST
City	CARMEL
State	IN
Zip	46033-4162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .35, SECTION 8, TOWNSHIP 17, RANGE 4, BRIAR LANE ESTATES, SECTION 4, LOT 142
Legal Range	04
Legal Township	17
Legal Section	08
Legal Subdivision	BRIAR LANE ESTATES SECTION 4
Legal Block	4
Legal Lot Number	142
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2007
Census Tract	111101

Owner

Source: Hamilton County records · APN 29-14-08-303-002.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3438 E 98TH ST, CARMEL, IN 46033-4162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LIVE OAK BANKING COMPANY
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Dec 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2008
Deed Sale	Oct 03, 2008
Prior Sale	Oct 03, 2008 · Amount on Record
Deed Document Number	2008049870
Last Transfer Date	Dec 17, 2020
Transfer Doc	2020092864
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3438 E 98TH ST, CARMEL, IN 46033-4162
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 E 98TH ST, CARMEL, IN 46033-4162

Mortgage

Document Number	0000056254
Date	Nov 28, 2022
Instrument	2022056254

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2032

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3438 E 98TH ST, CARMEL, IN 46033-4162
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020457
Date	Mar 16, 2021
Instrument	2021020457

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 01, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Dec 17, 2020
Property Address	3438 E 98TH ST, CARMEL, IN 46033-4162
Document Number	2020092864
Map Reference	MB 7 PG 87-88
Instrument Date	Dec 07, 2020
Instrument	2020092864
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 E 98TH ST, CARMEL, IN 46033-4162

Mortgage

Document Number	2020092865
Date	Dec 17, 2020
Instrument	2020092865

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3438 E 98TH ST, CARMEL, IN 46033-4162
Document Number	0000041276
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 04, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 E 98TH ST CARMEL IN 460334162, CARMEL, IN 46033-4162

Mortgage

Document Number	0000041276
Date	Sep 05, 2018
Instrument	41276

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$450,600 (+7.75%) Land $141,400 Building $309,200	$450,600 (+7.75%) Land $141,400 Building $309,200
2024	$4,622.00 (+17.7%)	$418,200 (+12.21%) Land $141,400 Building $276,800	$418,200 (+12.21%) Land $141,400 Building $276,800
2023	$3,927.00 (+5%) Homeowner's exemption	$372,700 (+12.84%) Land $67,100 Building $305,600	$372,700 (+12.84%) Land $67,100 Building $305,600
2022	$3,740.00	$330,300 Land $67,100 Building $263,200	$330,300 Land $67,100 Building $263,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571111012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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