3438 E 5th St, Dayton, OH 45403 Property Records

Montgomery County property record for 3438 E 5th St, Dayton, OH 45403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,302 sqft · built 1915
Lot Size0.071 acres (3,093 sqft)
OwnerIndividual Name on Record
Last Sale$37,000 (Jan 2020)
Tax Bill$950 (2024)
Deeds & MortgagesJul 2021 Mortgage
Jan 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNR72 04708 0035

Property Details

APN / Parcel Number

Primary APNR72 04708 0035

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,302 sqft Living Area
1st Floor Area616 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Lot Area3,093 sqft (0.071 acres)
Lot Dimensions91 ft deep x 34 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3438 E 5TH ST
CityDAYTON
StateOH
Zip45403-2745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description31210 PT
Legal Lot Number35
JurisdictionMONTGOMERY OH
Township / Civil DivisionDAYTON
Census Block Group1
Census Block1020
Census Tract2400

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3438 E 5TH ST, DAYTON, OH 45403-2745
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage
WRIGHT-PATT CREDIT UNION INC
Jan 9, 2020Warranty Deed, Transfer · Line of Credit
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2020 · Amount on Record
Deed SaleJan 9, 2020 · Amount on Record
Prior SaleJul 13, 1995
Deed Document Number2020-00001486
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address3438 E 5TH ST, DAYTON, OH 45403-2745
Transaction TypeMortgage
Record UpdatedOct 31, 2022
Title CompanyHALLMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057629
DateJul 30, 2021
Instrument2021-00057629
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45431
Agreement
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateJan 9, 2020
Property Address3438 E 5TH ST, DAYTON, OH 45403-2745
Document Number0000001486
Instrument DateDec 23, 2019
Instrument1486
Transaction TypeTransfer
Record UpdatedJan 30, 2020
Title CompanyLANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$111.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3438 E 5TH ST DAYTON OH 454032745, DAYTON, OH 45403-2745

Mortgage

Document Number1502
DateJan 9, 2020
Instrument1502
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 8, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityDayton City
Unified School DistrictDayton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,300 (-) Land $2,760 Building $13,540
2024$950.00 (+2.48%)
2023$927.00 (+16.02%)$16,300 (+50.65%) Land $2,760 Building $13,540$46,560 (+50.63%) Land $7,880 Building $38,680
2022$799.00$10,820 Land $1,830 Building $8,990
2020$30,910 Land $5,220 Building $25,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAYTON PUBLIC WATER SYSTEM
serves 141,407 people · EPA ID OH5703512
Water SourceSurface water
Last State InspectionJun 2024
Lead470 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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