3438 E 11th St, Panama City, FL 32401 Property Records

Bay County property record for 3438 E 11th St, Panama City, FL 32401

Property Summary

Property Type	Public School (Administration, Campus, Dorms, Instruction)
Details	6,549 sqft · built 1989
Lot Size	0.55 acres (23,958 sqft)
Owner	Owner Name on File
Last Sale	$115,000 (Dec 2000)
Flood Zone	Zone X (minimal risk)
APN	`15409-040-000`

Property Details

APN / Parcel Number

Primary APN	`15409-040-000`

Interior

Total Rooms	54 Rooms
Stories	1 Story
Building Area	6,549 sqft

Exterior

Year Built	Built 1989
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	150 ft deep x 160 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3438 E 11TH ST
City	PANAMA CITY
State	FL
Zip	32401
Property Category	Public Works
Property Type	Public Works > Public School (Administration, Campus, Dorms, Instruction)
Legal Description	2 4S 14W -212.4- BEG NE COR LOT 16 BLK G ROBINDALE TH N 150' E 160' S 150' W 160'
Legal Range	14W
Legal Township	04S
Legal Section	02
Legal Subdivision	ROBINDALE
Legal Block	G
Legal Lot Number	16
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3003
Census Tract	1100

Owner

The current owner of 3438 E 11th St bought it in December 2000.

Source: Bay County records, as of January 23, 2026

Owner of Record	Owner Name on File
Mailing Address	1130 W 17TH ST, PANAMA CITY, FL 32405-3794
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2000 · Amount on File
Deed Sale	Dec 11, 2000 · Amount on File
Deed Document Number	0019911189
Deed Book / Page	1991 / 1189
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$48,600 Land $48,000 Building $600	$48,600 Land $48,000 Building $600
2023	Additional exemption filed	$48,600 Land $48,000 Building $600	$48,600 Land $48,000 Building $600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3438 E 11th St in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	34 (1980–2022)
Claims Outside the SFHA	31 of 34
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 6 claims Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3438 E 11th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20