Union County property record for 3438 Continental Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,190 sqft · built 1999 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $137,000 (Feb 2013) |
| Tax Bill | $3,210 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-342-195 |
| Primary APN | 09-342-195 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,190 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,453 sqft (0.217 acres) |
| Porch | Slab |
| Porch Area | 6 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3438 CONTINENTAL DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10SU MON |
| Legal Description | #1 COLONIAL VILLAGE PH1 SEC1 OPCE857 |
| Legal Subdivision | COLONIAL VILLAGE |
| Legal Lot Number | 1 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20403 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3438 CONTINENTAL DR, MONROE, NC 28110-5201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 8, 2018 | Intrafamily Transfer, Transfer · ARM FOUNDERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2013 · Amount on Record |
| Deed Sale | Feb 19, 2013 · Amount on Record |
| Prior Sale | Apr 12, 2011 · Amount on Record |
| Deed Document Number | 20135681 |
| Deed Book / Page | 5940 / 296 |
| Last Transfer Date | Feb 3, 2018 |
| Transfer Doc | 7099685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3438 CONTINENTAL DR, MONROE, NC 28110-5201 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3438 CONTINENTAL DR, MONROE, NC 28110-5201 |
| Document Number | 0009274818 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 9274/818 |
| Instrument | 34353 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 8, 2018 |
| Property Address | 3438 CONTINENTAL DR, MONROE, NC 28110-5201 |
| Document Number | 0007099685 |
| Book / Page | 7099 / 685 |
| Map Reference | CAB E FILE 857 |
| Instrument Date | Feb 3, 2018 |
| Instrument | 0003255 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3438 CONTINENTAL DR, MONROE, NC 28110-5201 |
| Document Number | 0000003256 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 0003256 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Feb 5, 2033 |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.75% |
| Index | Other |
| Max Rate | 9.75% |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,200 (-) Land $69,600 Building $297,600 | $367,200 (-) Land $69,600 Building $297,600 | |
| 2025 | $3,210.00 (+18.1%) | $367,200 (+47.29%) Land $69,600 Building $297,600 | $367,200 (+47.29%) Land $69,600 Building $297,600 |
| 2023 | $2,718.00 | $249,300 Land $42,500 Building $206,800 | $249,300 Land $42,500 Building $206,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures