Will County property record for 3438 Carpenter St, Steger, IL 60475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,225 sqft · built 1959 |
| Lot Size | 0.15 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jul 2022) |
| Tax Bill | $3,614 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-15-05-103-027 |
| Primary APN | 23-15-05-103-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Lot Area | 6,600 sqft (0.15 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Well |
| Street Address | 3438 CARPENTER ST |
|---|---|
| City | STEGER |
| State | IL |
| Zip | 60475-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLOCK B IN EDGEWOOD MANOR, A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC 5, T34N-R14E. |
| Legal Range | 14E |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | EDGEWOOD MANOR |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | WILL IL |
| Township / Civil Division | CRETE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 883804 |
Source: Will County records · APN 23-15-05-103-027
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3438 CARPENTER ST, STEGER, IL 60475-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on Record |
| Deed Sale | Jul 22, 2022 · Amount on Record |
| Prior Sale | Sep 22, 2005 · Amount on Record |
| Deed Document Number | 202255890 |
| Prior Transfer Date | Jan 28, 2015 |
| Prior Transfer Doc | 0000017831 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3438 CARPENTER ST, STEGER, IL 60475-1522 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3438 CARPENTER ST, STEGER, IL 60475-1522 |
| Document Number | 0000011701 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | R2024011701 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jul 22, 2022 |
| Property Address | 3438 CARPENTER ST, STEGER, IL 60475-1522 |
| Document Number | 0000055890 |
| Map Reference | DOC 854881 |
| Instrument Date | Jul 06, 2022 |
| Instrument | R2022055890 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3438 CARPENTER ST, STEGER, IL 60475-1522 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3438 CARPENTER ST, STEGER, IL 60475-1522 |
| Document Number | 0000055891 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | R2022055891 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Crete Township |
| Municipality | Steger Village |
| Secondary School District | Bloom Township High School District 206 (09 - 12) |
| Elementary School District | Steger School District 194 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,614.00 (-6.88%) | ||
| 2024 | $42,983 (+26.01%) Land $7,712 Building $35,271 | $128,949 (+26.01%) Land $23,136 Building $105,813 | |
| 2022 | $3,881.00 | $34,111 Land $6,120 Building $27,991 | $102,333 Land $18,360 Building $83,973 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1982–2019) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 621 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STEGER serves 9,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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