Nassau County and Hempstead Town property record for 3438 2nd St, Oceanside, NY 11572
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,344 sqft · built 1955 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $664,000 (Aug 2022) |
| Tax Bill | $13,530 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 43-192-00-0120 |
| Primary APN | 43-192-00-0120 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,344 sqft Living Area |
| Gross Area | 2,544 sqft |
| 1st Floor Area | 860 sqft |
| Attic | Attic |
| Attic Area | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 396 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43192 01200 |
|---|---|
| Street Address | 3438 2ND ST |
| City | OCEANSIDE |
| State | NY |
| Zip | 11572-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 192 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 413400 |
Source: Nassau County and Hempstead Town records · APN 43-192-00-0120
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3438 2ND ST, OCEANSIDE, NY 11572-5204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on Record |
| Deed Sale | Aug 31, 2022 · Amount on Record |
| Prior Sale | Jan 14, 2005 · Amount on Record |
| Deed Document Number | 2022-89582 |
| Deed Book / Page | D14290 / 964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Aug 31, 2022 |
| Property Address | 3438 2ND ST, OCEANSIDE, NY 11572-5204 |
| Document Number | D142900964 |
| Book / Page | D14290 / 964 |
| Map Reference | MAP 555 CASE 3408 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 2022-89582 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,656.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3438 2ND ST, 3438, OCEANSIDE, NY 11572-5204 |
| Name | Verified Name |
|---|---|
| Address | 3000 STEVENS ST UNIT 7, 7, OCEANSIDE, NY 11572-2039 |
| Document Number | M468250035 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | M46825/35 |
| Instrument | 2022-89583 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 3438 2ND ST, OCEANSIDE, NY 11572-5204 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0449240038 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 44924/38 |
| Instrument | 2021-007002 |
| Name | UNION BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 01, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Nassau County and Hempstead Town records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Oceanside Union Free School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490 (-) Land $205 Building $285 | $490,000 (-) | |
| 2025 | $13,530.00 (+13.99%) | ||
| 2023 | $11,869.00 Homeowner's exemption | $490 Land $205 Building $285 | $490,000 |
Source: FEMA National Flood Hazard Layer as of April 5, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 277 individual policies |
| Nearby Flood Policies | 345 units insured incl. 68 condo units |
| Nearby Flood Claims | 319 (1978–2024) |
| Claims Outside the SFHA | 154 of 319 |
| Most Recent Claim | Mar 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 615 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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