3437 Smith St, Dearborn, MI 48124 Property Records

Wayne County property record for 3437 Smith St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,132 sqft · built 1950
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jan 2024)
Tax Bill	$4,927 (2025)
Deeds & Mortgages	Jan 2024 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-351-15-005`

Property Details

APN / Parcel Number

Primary APN	`82-09-351-15-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	755 sqft
Basement Area	755 sqft
Finished Basement	755 sqft
Unfinished Basement	755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	118 ft deep x 40 ft wide
Garage Area	287 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3437 SMITH ST
City	DEARBORN
State	MI
Zip	48124-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 504 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF AMENDED PLAT OF DEARBORN POINT SUB
Legal Subdivision	DEARBORN POINT
Legal Lot Number	504
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2012
Census Tract	575500

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3437 SMITH ST, DEARBORN, MI 48124-4232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer VENTURE TITLE AGENCY LLC
Sep 29, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Oct 31, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	202412280
Deed Book / Page	58637 / 1338
Prior Transfer Date	Sep 17, 2004
Prior Transfer Doc	0000506705
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 16, 2024
Property Address	3437 SMITH ST, DEARBORN, MI 48124-4232
Document Number	0586371338
Book / Page	58637 / 1338
Map Reference	LB 44 PG 81-83
Instrument Date	Jan 12, 2024
Instrument	2024012280
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	VENTURE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3437 SMITH ST, DEARBORN, MI 48124-4232

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24917 WINONA ST, DEARBORN, MI 48124-1555

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3437 SMITH ST, DEARBORN, MI 48124-4232
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3437 SMITH ST, DEARBORN, MI 48124-4232

Mortgage

Document Number	0570720163
Date	Sep 29, 2021
Book Page	57072/163
Instrument	2021356574

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 31, 2018
Property Address	3437 SMITH ST, DEARBORN, MI 48124-4232
Document Number	0547000450
Book / Page	054700 / 000450
Instrument Date	Oct 8, 2018
Instrument	311587
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$971.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6169 N SILVERY LN DEARBORN HEIGHTS MI 481273128, DEARBORN HEIGHTS, MI 48127-3128

Mortgage

Document Number	547000452
Date	Oct 31, 2018
Book Page	054700/000452
Instrument	311588

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,600 (+1.77%)	$195,200 (+1.77%)
2025	$4,927.00 (+45.77%) Homeowner's exemption	$95,900 (+29.77%)	$191,800 (+29.77%)
2023		$73,900	$147,800
2019	$3,380.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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