3437 Oak Bend Rd, Cecil, AR 72930 Property Records

Franklin County property record for 3437 Oak Bend Rd, Cecil, AR 72930

Property Summary

Property Type	Rural Home
Details	1.5 ba · 2,396 sqft · built 1996
Lot Size	12.1 acres (528,383 sqft)
Owner	Individual Name on Record
Last Sale	$266,000 (Nov 2020)
Tax Bill	$1,495 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-03442-000`

Property Details

APN / Parcel Number

Primary APN	`001-03442-000`
Alternative APN	`4424`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,396 sqft Living Area
1st Floor Area	2,396 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	528,383 sqft (12.1 acres)
Garage Type	Mixed
Garage Area	2,125 sqft
Driveway	Asphalt Driveway
Driveway Area	1,000 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	145 sqft
Patio Area	720 sqft
Lean-To	96 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3437 OAK BEND RD
City	CECIL
State	AR
Zip	72930-9244
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A PAT OF THE SE/4 SE/4 PF SECTOPN 21, TPWNSHIP 9 NORTH, RANGE 27 WEST IN FRANKLIN COUNTY, ARKANSAS, BEING MORE PARTICULARLY D
Legal Range	27
Legal Township	09
Legal Section	21
Jurisdiction	FRANKLIN AR
Township / Civil Division	MIDDLE
Census Block Group	1
Census Block	1041
Census Tract	950301

Owner

Source: Franklin County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3437 OAK BEND RD, CECIL, AR 72930-9244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SERVICES WESTERN AR
Jan 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage TELCOE FCU
Mar 14, 2018	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 2, 2020	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	May 22, 2020 · Amount on Record
Deed Document Number	20202767
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Recording Date	May 22, 2026
Property Address	3437 OAK BEND RD, CECIL, AR 72930-9244
Document Number	0000001295
Instrument Date	May 22, 2026
Instrument	20261295
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001295,
Date	May 22, 2026
Instrument	20261295

Lender

Name	FARM CREDIT SERVICES WESTERN AR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2031

Interest

Rate	6.23%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	3437 OAK BEND RD, CECIL, AR 72930-9244
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R000003
Date	Jan 2, 2024
Instrument	2024R-000003

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	3437 OAK BEND RD, CECIL, AR 72930-9244
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R001189
Date	May 22, 2020
Instrument	2020R-001189

Lender

Name	TELCOE FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	3437 OAK BEND RD, CECIL, AR 72930-9244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	235/269
Date	Mar 14, 2018
Book Page	235/269

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Apr 1, 2018

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN AR
Recording Date	Nov 2, 2020
Property Address	3437 OAK BEND RD, CECIL, AR 72930-9244
Document Number	2020R002767
Instrument Date	Oct 29, 2020
Instrument	2020R-002767
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	WACO TITLE COMPANY VAN BUREN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$877.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2004 BARRINGTON DR, 2004, LAVACA, AR 72941-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3437 OAK BEND RD, CECIL, AR 72930-9244

Mortgage

Document Number	2020R002768
Date	Nov 2, 2020
Instrument	2020R-002768

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Unified School District	Ozark School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,495.00 (-10.53%) Homeowner's exemption	$43,740 (-) Land $3,430 Building $40,310
2023	$1,671.00 Homeowner's exemption	$43,740 Land $3,430 Building $40,310	$218,700 Land $17,150 Building $201,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 87% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSOUTH RURAL WATER DIST serves 4,275 people · EPA ID AR0000674
Water Source	Purchased surface water from OZARK WATERWORKS
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Oak Bend Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures