La Plata County property record for 3437 Co Rd 228, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,918 sqft · built 1994 |
| Lot Size | 9.5 acres (413,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,000 (Jun 2021) |
| Tax Bill | $2,880 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5671-283-00-146 |
| Primary APN | 5671-283-00-146 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,918 sqft Living Area |
| Gross Area | 4,542 sqft |
| Basement Area | 998 sqft |
| Finished Basement | 998 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Contemporary |
| Lot Area | 413,820 sqft |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Deck Area | Deck Area |
| Patio Area | 705 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R005858 |
|---|---|
| Street Address | 3437 COUNTY ROAD 228 |
| City | DURANGO |
| State | CO |
| Zip | 81301-8236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: GIBBONS & CULHANE BLOCK: 0 LOT: TR0B GIBBONS & CULHANE SUB 3437 CR 228 DURANGO 81301 |
| Legal Subdivision | GIBBONS & CULHANE |
| Legal Tract | 0B |
| Legal Block | 1 |
| Legal Lot Number | TR0B |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | BAYFIELD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 970601 |
3437 Co Rd 228 is owned and occupied by two individuals who bought it in June 2021.
Source: La Plata County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3437 COUNTY ROAD 228, DURANGO, CO 81301-8236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Oct 29, 2019 | Deed of Trust, Mortgage · Commercial Mortgage TBK BANK SSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on File |
| Deed Sale | Jun 1, 2021 · Amount on File |
| Deed Document Number | 20211193266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jun 1, 2021 |
| Property Address | 3437 COUNTY ROAD 228, DURANGO, CO 81301-8236 |
| Document Number | 0001193266 |
| Instrument Date | May 27, 2021 |
| Instrument | 1193266 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Title Company | COLORADO TITLE & CLOSING SER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3437 COUNTY ROAD 228, DURANGO, CO 81301-8236 |
| Document Number | 0001193267 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 1193267 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 3437 COUNTY ROAD 228, DURANGO, CO 81301-8236 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001163667 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 1163667 |
| Name | TBK BANK SSB |
|---|---|
| Type | Bank |
| Address | DURANGO, CO 81301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Nov 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3437 Co Rd 228 was $2,880, up 35.5% from the year before.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,860 (-1.05%) Land $12,510 Building $35,350 | $773,890 (-) Land $202,280 Building $571,610 | |
| 2025 | $2,880.00 (+35.53%) | $48,370 Land $12,640 Building $35,730 | $773,890 Land $202,280 Building $571,610 |
| 2024 | $2,125.00 (+15.05%) | ||
| 2023 | $1,847.00 (-1.07%) | $39,610 (-0.15%) Land $12,400 Building $27,210 | $591,220 (+3.58%) Land $185,060 Building $406,160 |
| 2022 | $1,867.00 | $39,670 Land $9,980 Building $29,690 | $570,780 Land $143,550 Building $427,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3437 Co Rd 228 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Jun 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3437 Co Rd 228 is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 80% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| AlignTec Fixed Wireless | 50 / 25 |
May also be available: Verizon, Visionary Broadband.
4G LTE (outdoors only), no 5G reported
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