3437 Central Ave, Middletown, OH 45044 Property Records

Butler County property record for 3437 Central Ave, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,089 sqft · built 1939
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Oct 2021)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Q6531-055.000-029`

Property Details

APN / Parcel Number

Primary APN	`Q6531-055.000-029`
Alternative APNs	`0000400` `181549` `183121`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,089 sqft Living Area
1st Floor Area	726 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	150 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	286 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000400
Old Parcel Number	Q6531055.000029
Street Address	3437 CENTRAL AVE
City	MIDDLETOWN
State	OH
Zip	45044-4941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7997 ENT
Legal Subdivision	MIDDLETOWN
Legal Lot Number	7997
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2016
Census Tract	12600

Owner

3437 Central Ave is owned and occupied by an individual who bought it in October 2021.

Source: Butler County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	3437 CENTRAL AVE, MIDDLETOWN, OH 45044-4941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Jul 25, 2017 · Amount on File
Deed Document Number	0000057143
Deed Book / Page	9735 / 1844
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Oct 5, 2021
Property Address	3437 CENTRAL AVE, MIDDLETOWN, OH 45044-4941
Document Number	0000057143
Book / Page	9735 / 1844
Instrument Date	Sep 28, 2021
Instrument	2021-00057143
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3437 CENTRAL AVE, MIDDLETOWN, OH 45044-4941

Mortgage

Document Number	0097351846
Date	Oct 5, 2021
Instrument	9735/1846

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 25, 2017
Property Address	3437 CENTRAL AVE, MIDDLETOWN, OH 45044-4941
Document Number	0000028899
Book / Page	9059 / 1046
Instrument Date	Jul 20, 2017
Instrument	2017-00028899
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3437 CENTRAL AVE, MIDDLETOWN, OH 45044-4941

Mortgage

Document Number	0000028899
Date	Jul 25, 2017
Instrument	2017-00028899

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3437 Central Ave was $2,425.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,425.00	$46,090 Land $9,190 Building $36,900	$131,680 Land $26,260 Building $105,420
2023	$2,366.00 (+38.85%)	$46,090 (+57.14%) Land $9,190 Building $36,900	$131,680 Land $26,260 Building $105,420
2022	$1,704.00	$29,330 Land $9,190 Building $20,140
2020			$83,790 Land $26,260 Building $57,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3437 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3437 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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