3437 Bancroft Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3437 Bancroft Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,238 sqft · built 2010
Lot Size	0.21 acres (9,148 sqft)
Owner	Trust Name on File
Last Sale	$395,000 (Feb 2018)
Tax Bill	$6,496 (2025)
Deeds & Mortgages	Aug 2023 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-08-52-E-4`

Property Details

APN / Parcel Number

Primary APN	`26-36-08-52-E-4`
Alternative APNs	`26-36-08-52-0000E.0-0004.00` `2628816`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,238 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	2,238 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Width	44 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	410 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2628816
Street Address	3437 BANCROFT DR
City	MELBOURNE
State	FL
Zip	32940-5931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HERITAGE ISLE P.U.D. PHASE 4 LOT 4 BLK E
Legal Range	36E
Legal Township	26S
Legal Section	08
Legal Subdivision	HERITAGE ISLE P.U.D. PHASE 4
Legal Phase	4
Legal Block	E
Legal Lot Number	4
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2006
Census Tract	71201

Owner

3437 Bancroft Dr is owner-occupied and held in a trust since August 2023.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	3437 BANCROFT DR, MELBOURNE, FL 32940-5931
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 16, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2018 · Amount on File
Deed Sale	Feb 16, 2018 · Amount on File
Prior Sale	Mar 2, 2010 · Amount on File
Deed Document Number	201835894
Deed Book / Page	8093 / 2471
Last Transfer Date	Aug 3, 2023
Transfer Doc	0098672041
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Aug 21, 2023
Property Address	3437 BANCROFT DR, MELBOURNE, FL 32940-5931
Document Number	0098672041
Book / Page	9867 / 2041
Map Reference	MB 54 PG 36-39
Instrument Date	Aug 3, 2023
Instrument	2023177847
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3437 BANCROFT DR, MELBOURNE, FL 32940-5931

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7 ANCHOR DR, INDIAN HARBOUR BEACH, FL 32937-3537

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3437 BANCROFT DR, MELBOURNE, FL 32940-5931
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3437 BANROFT DR, MELBOURNE, FL 32940-5931

Mortgage

Document Number	0090290373
Date	Feb 25, 2021
Book Page	9029/373
Instrument	2021047392

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 16, 2018
Property Address	3437 BANCROFT DR, MELBOURNE, FL 32940-5931
Document Number	0080932471
Book / Page	8093 / 2471
Map Reference	MB54 PG36-39
Instrument Date	Feb 13, 2018
Instrument	2018035894
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	BELLA TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 MIDDLETON PARK CIR E # CIRA730, 4600, JACKSONVILLE, FL 32224-5691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3437 BANCROFT DR, MELBOURNE, FL 32940-5931

Mortgage

Document Number	0080932472
Date	Feb 16, 2018
Book Page	8093/2472
Instrument	2018035895

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3437 BANCROFT DR, MELBOURNE, FL 32940-5931
Document Number	0080070776
Book / Page	008007 / 000776
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3437 BANCROFT DR MELBOURNE FL 329405931, MELBOURNE, FL 32940-5931

Mortgage

Document Number	0080070776
Date	Oct 18, 2017
Book Page	008007/000776
Instrument	216319

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 17, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3437 Bancroft Dr was $6,496 with a homeowner's exemption, up 5.9% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,540 (+2.7%)	$453,760 (-4.83%)
2025	$6,496.00 (+5.9%) Homeowner's exemption	$391,960	$476,790
2024	$6,134.00 (+3.16%)
2023	$5,946.00 (+6.94%) Homeowner's exemption	$369,830 (+3%)	$501,240 (+12.2%) Land $99,000 Building $402,240
2022	$5,560.00 Homeowner's exemption	$359,060	$446,750 Land $88,000 Building $358,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3437 Bancroft Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 307 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	307 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3437 Bancroft Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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