3436 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 3436 NC 181, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1937
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jan 2021)
Tax Bill	$958 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1775783318`

Property Details

APN / Parcel Number

Primary APN	`1775783318`
Alternative APN	`22118`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2000
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Roof Material	Metal
Lot Area	77,537 sqft (1.78 acres)
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	98 sqft
Canopy	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3436 NC 181
City	MORGANTON
State	NC
Zip	28655-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	3436 NC 181 MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2014
Census Tract	20204

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3436 NC 181, MORGANTON, NC 28655-9504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	2021562
Deed Book / Page	2513 / 925
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 15, 2021
Property Address	3436 NC 181, MORGANTON, NC 28655-9504
Document Number	0025130927
Book / Page	002513 / 000927
Instrument Date	Jan 12, 2021
Instrument	562
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3436 NC 181 MORGANTON NC 286559504, MORGANTON, NC 28655-9504

Mortgage

Document Number	25130930
Date	Jan 15, 2021
Book Page	002513/000930
Instrument	563

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$958.00 (+0.52%)	$135,633 (-) Land $20,719 Building $114,914	$135,633 (-) Land $20,719 Building $114,914
2025	$953.00 (-0.31%)	$135,633 (-) Land $20,719 Building $114,914	$135,633 (-) Land $20,719 Building $114,914
2023	$956.00	$135,633 Land $20,719 Building $114,914	$135,633 Land $20,719 Building $114,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on NC 181

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures