3436 Montero Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3436 Montero Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	5 bd · 8 ba · 2,380 sqft · built 1991
Lot Size	0.26 acres (11,326 sqft)
Owner	Trust Name on File
Last Sale	$549,000 (Jun 2018)
Tax Bill	$6,937 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-173-008-000`

Property Details

APN / Parcel Number

Primary APN	`119-173-008-000`
Alternative APNs	`11917308100` `1191730810`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Total Rooms	22 Rooms
Stories	1 Story
Building Area	2,380 sqft Living Area
1st Floor Area	2,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3436 MONTERO RD
City	CAMERON PARK
State	CA
Zip	95682-4063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 372 BAR J RANCH #5
Legal Subdivision	BAR J RANCH #5
Legal Lot Number	372
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2006
Census Tract	30807

Owner

3436 Montero Rd is held in a trust since May 2023.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Trust Name on File
Mailing Address	3436 MONTERO RD, CAMERON PARK, CA 95682-4063
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN LADY CLUB
Jun 29, 2018	Grant Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Deed Document Number	201825148
Last Transfer Date	May 1, 2023
Transfer Doc	0000012411
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3436 MONTERO RD, CAMERON PARK, CA 95682-4063
Document Number	0000014402
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3436 MONTERO RD CAMERON PARK CA 956824063, CAMERON PARK, CA 95682-4063

Mortgage

Document Number	0000014402
Date	Mar 30, 2020
Instrument	14402

Lender

Name	LOAN LADY CLUB
Address	347 3RD AVE # 2ND, CHULA VISTA, CA 91910-3929

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 29, 2018
Property Address	3436 MONTERO RD, CAMERON PARK, CA 95682-4063
Document Number	0000025148
Instrument Date	Jun 26, 2018
Instrument	25148
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 387 PLACERVILLE CA 956670387, PLACERVILLE, CA 95667-0387

Mortgage

Document Number	25149
Date	Jun 29, 2018
Instrument	25149

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3436 Montero Rd was $6,937.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$637,153 (+2%) Land $153,193 Building $483,960
2025	$6,937.00	$624,661 Land $150,190 Building $474,471
2023	$6,640.00 (+0.74%)	$600,407 Land $144,359 Building $456,048
2022	$6,591.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3436 Montero Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3436 Montero Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Zeta Broadband.

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