3436 Cliffs Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 3436 Cliffs Dr, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Lot Size	0.02 acres (904 sqft)
Owner	2 Company Names on Record
Last Sale	$303,500 (Feb 1997)
Tax Bill	$9,550 (2024)
Deeds & Mortgages	Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`52-18-02-365-144`

Property Details

APN / Parcel Number

Primary APN	`52-18-02-365-144`

Exterior

Architectural Style	Condo/Apartment
Lot Area	904 sqft (0.02 acres)

Location & Zoning

Street Address	3436 CLIFFS DR
City	PETOSKEY
State	MI
Zip	49770-8583
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RT PUD-2
Legal Description	CLIFFS AT BAY HARBOR, THE, CONDO #143, UNIT 44, G-41 & G-44. SECTION 2, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	02
Legal Subdivision	CLIFFS AT BAY HARBOR CONDO
Legal Unit	44
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1025
Census Tract	970800

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2472 THISTLE POINTE, BLOOMFIELD HILLS, MI 48304-1402
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 1997 · Amount on Record
Deed Sale	Feb 1, 1997 · Amount on Record
Prior Sale	Jul 1, 1995
Last Transfer Date	Oct 20, 2017
Transfer Doc	1201/342
Record Updated	Sep 20, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Feb 15, 2018
Property Address	3436 CLIFFS DR, PETOSKEY, MI 49770-8583
Document Number	1201/342
Book / Page	1201 / 342
Instrument Date	Oct 20, 2017
Instrument	000005154240
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2472 THISTLE PTE, MIO, MI 48304

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,700 (+15.4%) Land $392,700	$785,400 (+15.4%) Land $785,400
2025		$340,300 (+23.61%) Land $340,300	$680,600 (+23.61%) Land $680,600
2024	$9,550.00
2023		$275,300 Land $275,300	$550,600 Land $550,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cliffs Dr

Nearby Streets

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