Osceola County property record for 3435 Westshore Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1978 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $300,000 (Dec 2000) |
| Tax Bill | $5,399 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 98238 |
| Primary APN | 98238 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,792 sqft Heated Area |
| Gross Area | 2,052 sqft |
| 1st Floor Area | 1,792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 66,211 sqft (1.52 acres) |
| Lot Dimensions | 200 ft deep x 330 ft wide |
| Garage Area | 1,600 sqft |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 260 sqft |
| Patio Area | 550 sqft |
| Gazebo | 144 sqft |
| Stable | 2,400 sqft |
| Boat Access | Boat Access |
| Boat House | 308 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 98238 |
|---|---|
| Street Address | 3435 WESTSHORE DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | S L & I C PB B PG 51 LOT 75 & FRAC 76 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 29 |
| Legal Subdivision | WATERFRONT ALLIGATOR LAKE |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 43301 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3420 WARWICK LN, SAINT CLOUD, FL 34772-7803 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2000 · Amount on Record |
| Deed Sale | Dec 22, 2000 · Amount on Record |
| Deed Document Number | 0181702949 |
| Deed Book / Page | 01817 / 02949 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,399.00 (+6.78%) Homeowner's exemption | $379,124 (+5.99%) | $529,600 (+0.72%) Land $326,700 Building $202,900 |
| 2023 | $5,056.00 (-33.56%) Homeowner's exemption | $357,709 (-28.93%) | $525,800 (+4.47%) Land $326,700 Building $199,100 |
| 2022 | $7,610.00 | $503,300 Land $326,700 Building $176,600 | $503,300 Land $326,700 Building $176,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink.
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