3435 W Elm St, Lima, OH 45807 Property Records

Allen County property record for 3435 W Elm St, Lima, OH 45807

Property Summary

Property Type	Commercial Office
Details	2,619 sqft · built 1997
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$152,000 (Mar 2018)
Tax Bill	$3,375 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3304-01-004.003`

Property Details

APN / Parcel Number

Primary APN	`36-3304-01-004.003`
Alternative APN	`G2336330401004003`

Interior

Stories	1 Story
Building Area	2,619 sqft Gross Area
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3435 W ELM ST
City	LIMA
State	OH
Zip	45807-2226
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	SUB DIVISION OF JOHN BOWERSOCK FARM LOT 4 PT RTS 06-03-33
Legal Subdivision	SUB DIVISION OF JOHN BOWERSOCK FARM
Legal Lot Number	4
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	3
Census Block	3009
Census Tract	10900

Owner

3435 W Elm St, a commercial property, is owned by a company that acquired it in May 2018.

Source: Allen County records, as of May 21, 2026

Owner of Record	Company Name on File
Mailing Address	3435 W ELM ST, LIMA, OH 45807-2226
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage THE OLD FORT BANKING COMPANY
May 17, 2018	Quit Claim Deed, Transfer OLD FORT BK
Mar 7, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2018 · Amount on File
Deed Sale	Mar 7, 2018 · Amount on File
Prior Sale	Aug 3, 2016 · Amount on File
Deed Document Number	20182397
Deed Book / Page	2018 / 2397
Last Transfer Date	May 4, 2018
Transfer Doc	5170005482
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3435 W ELM ST, LIMA, OH 45807-2226
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5700 GATEWAY 200, 200, MASON, OH 45040-1890

Mortgage

Document Number	11180016179
Date	Nov 18, 2021
Book Page	2021/16179
Instrument	202111180016179

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank
Address	OLD FORT, OH 44861

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 16, 2031

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	May 17, 2018
Property Address	3435 W ELM ST, LIMA, OH 45807-2226
Document Number	0000005482
Instrument Date	May 4, 2018
Instrument	5482
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5700 GATEWAY BLVD #200 MASON OH 45040, 200, MASON, OH 45040

Mortgage

Document Number	5483
Date	May 17, 2018
Instrument	5483

Lender

Name	OLD FORT BK
Type	Bank
Address	OLD FORT, OH 44861

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 16, 2028

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 7, 2018
Property Address	3435 W ELM ST, LIMA, OH 45807-2226
Document Number	0000002397
Book / Page	002018 / 002397
Instrument Date	Feb 16, 2018
Instrument	2397
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$456.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5700 GATEWAY BLVD MASON OH 45040, MASON, OH 45040

Tax Assessment & Valuation

The 2025 property tax bill for 3435 W Elm St was $3,375, up % from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,375.00 (+0.03%)	$59,820 (-) Land $22,440 Building $37,380	$170,900 (-) Land $64,100 Building $106,800
2024	$3,374.00 (-0.03%)	$59,820 (+9.96%) Land $22,440 Building $37,380	$170,900 Land $64,100 Building $106,800
2023	$3,375.00 (-0.5%)	$54,400 (-) Land $20,410 Building $33,990
2022	$3,392.00	$54,400 Land $20,410 Building $33,990
2021			$155,400 Land $58,300 Building $97,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3435 W Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3435 W Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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