Lake County property record for 3435 W 40th Pl, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,431 sqft · built 1954 |
| Lot Size | 0.28 acres (12,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,313 (2024) |
| Deeds & Mortgages | May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0464-0039 |
| Primary APN | 001-01-39-0464-0039 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| Basement Area | 1,431 sqft |
| Year Built | Built 1954 |
|---|---|
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 12,240 sqft (0.28 acres) |
| Lot Dimensions | 126 ft deep x 97 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-01-39-0464-0039 |
|---|---|
| Old Parcel Number | 013904640039 |
| Street Address | 3435 W 40TH PL |
| City | GARY |
| State | IN |
| Zip | 46408-2378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB. L.22 TO 25 & OF 27 TO 46 INC. LOHMAN OAKS LOT 39 |
| Legal Subdivision | LOHMAN OAKS |
| Legal Lot Number | 39 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 41302 |
3435 W 40th Pl is owned and occupied by two individuals who acquired it in September 2003.
Source: Lake County records, as of March 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3435 W 40TH PL, GARY, IN 46408-2378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2003 |
| Deed Sale | Sep 30, 2003 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 3435 W 40TH PL, GARY, IN 46408-2378 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009415 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021-509415 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNSTER, IN 46321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,200 Land $13,800 Building $117,400 | $131,200 Land $13,800 Building $117,400 | |
| 2024 | $1,313.00 | ||
| 2023 | $122,900 (+1.24%) Land $15,600 Building $107,300 | $122,900 (+1.24%) Land $15,600 Building $107,300 | |
| 2022 | $1,202.00 Homeowner's exemption | $121,400 Land $15,500 Building $105,900 | $121,400 Land $15,500 Building $105,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3435 W 40th Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3435 W 40th Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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