San Diego County property record for 3435 Vista del Oro, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,344 sqft · built 1989 |
| Lot Size | 0.146 acres (6,372 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Mar 2003) |
| Tax Bill | $6,226 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-671-32-00 |
| Primary APN | 165-671-32-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 6,372 sqft (0.146 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3435 VISTA DEL ORO |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-6330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-2 |
| Legal Description | LOT 32 TR 011994 |
| Legal Subdivision | DEL ORO HILLS |
| Legal Tract | 011994 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 18516 |
3435 Vista del Oro is owned and occupied by two individuals who acquired it in August 2005.
Source: San Diego County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3435 VISTA DEL ORO, OCEANSIDE, CA 92056-6330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2003 · Amount on File |
| Deed Sale | Mar 26, 2003 · Amount on File |
| Prior Sale | Dec 12, 1997 · Amount on File |
| Deed Document Number | 2003340412 |
| Last Transfer Date | Aug 31, 2005 |
| Transfer Doc | 0000773349 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3435 Vista del Oro was $6,226 with a homeowner's exemption, up 1.8% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $530,083 (+2%) Land $358,137 Building $171,946 | |
| 2025 | $6,226.00 (+1.83%) Homeowner's exemption | $519,690 Land $351,115 Building $168,575 |
| 2024 | $6,114.00 (+2.96%) | |
| 2023 | $5,938.00 (+1.43%) Homeowner's exemption | $499,512 Land $337,482 Building $162,030 |
| 2022 | $5,854.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3435 Vista del Oro in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3435 Vista del Oro has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Western tribal government · serves 296 people · EPA ID 090605008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: FiberFirst, GeoLinks, Verizon.
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