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3435 Section Line Rd, Union City, TN 38261 Property Records

Obion County property record for 3435 Section Line Rd, Union City, TN 38261

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,620 sqft · built 1965
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Dec 2008)
Deeds & MortgagesJun 2026 Mortgage
Jun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN066049 01400

Property Details

APN / Parcel Number

Primary APN066049 01400
Alternative APN
  • 049 01400

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Lot Dimensions200 ft deep x 178 ft wide
TerrainRolling
View / LotMajor Street/Thoroughfare
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area126 sqft
Patio Area204 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3435 SECTION LINE RD
CityUNION CITY
StateTN
Zip38261-8409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code05
Legal DescriptionNORTHAMS SECTION LINE 1
Legal SubdivisionNORTHAMS SECTION LINE
Legal Lot Number1
JurisdictionOBION TN
Township / Civil Division4
Census Block Group1
Census Block1005
Census Tract965600

Owner

Source: Obion County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3435 SECTION LINE RD, UNION CITY, TN 38261-8409
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE
Jun 12, 2023Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2008 · Amount on File
Deed SaleDec 12, 2008 · Amount on File
Prior SaleFeb 4, 2002 · Amount on File
Deed Book / Page23 / 130
Last Transfer DateMay 18, 2012
Transfer Doc000091/322
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Recording DateJun 15, 2026
Property Address3435 SECTION LINE RD, UNION CITY, TN 38261-8409
Document Number0000093242
Book / Page463 / 180
Instrument DateMay 22, 2026
Instrument202693242
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address3435 SECTION LINE RD, UNION CITY, TN 38261-8409

Mortgage

Document Number0000093242,
DateJun 15, 2026
Book Page463/180
Instrument202693242
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term327 Months
DueSep 1, 2053
Interest
Rate6.23%
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address3435 SECTION LINE RD, UNION CITY, TN 38261-8409
Transaction TypeMortgage
Record UpdatedJun 27, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000357/58
DateJun 12, 2023
Book Page357/58
Instrument78632
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
MunicipalityUnion City
Unified School DistrictUnion City School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$29,925 (+1.35%) Land $2,775 Building $27,150
2023$29,525 Land $2,775 Building $26,750$119,700 Land $11,100 Building $108,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1978–2011)
Claims Outside the SFHA1 of 4
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION CITY WATER DEPT
serves 16,180 people · EPA ID TN0000720
Water SourceGroundwater
Last State InspectionJun 2022
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Union City Energy Authority
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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