3435 Ridgeway Dr, Ashland, KY 41102 Property Records

Boyd County property record for 3435 Ridgeway Dr, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 942 sqft · built 1951
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$139,190 (Feb 2023)
Tax Bill	$848 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-16-11-020.00`

Property Details

APN / Parcel Number

Primary APN	`031-16-11-020.00`
Alternative APN	`619581`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	942 sqft Living Area
Gross Area	224 sqft
Basement Area	942 sqft
Unfinished Basement	942 sqft

Exterior

Year Built	Built 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	224 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	619581
Street Address	3435 RIDGEWAY DR
City	ASHLAND
State	KY
Zip	41102-6055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT 33 & PART OF LOT 34 PINEHURST ADDITION
Legal Subdivision	PINEHURST ADDITION
Legal Lot Number	33,34
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3013
Census Tract	30600

Owner

3435 Ridgeway Dr is owned and occupied by an individual who bought it in February 2023.

Source: Boyd County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3435 RIDGEWAY DR, ASHLAND, KY 41102-6055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Prior Sale	Mar 21, 2022
Deed Document Number	10017554
Deed Book / Page	847 / 220
Record Updated	Jun 8, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Feb 1, 2023
Property Address	3435 RIDGEWAY DR, ASHLAND, KY 41102-6055
Document Number	000847/220
Book / Page	847 / 220
Map Reference	MB 2 PG 92
Instrument Date	Jan 31, 2023
Instrument	10017554
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 754, ASHLAND, KY 41105-0754

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3435 RIDGEWAY DR, ASHLAND, KY 41102-6055

Mortgage

Document Number	0010017555
Date	Feb 1, 2023
Instrument	10017555

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3435 Ridgeway Dr was $848.

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$848.00	$139,190 Land $20,000 Building $119,190	$139,190 Land $20,000 Building $119,190
2023	$577.00	$89,500 Land $10,000 Building $79,500	$89,500 Land $10,000 Building $79,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3435 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3435 Ridgeway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20