3435 Orchard Ter, Crete, IL 60417 Property Records

Will County property record for 3435 Orchard Ter, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,297 sqft · built 1995
Lot Size	0.19 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Oct 2021)
Tax Bill	$9,759 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-03-214-004`

Property Details

APN / Parcel Number

Primary APN	`23-15-03-214-004`
Alternative APN	`15032140040000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,297 sqft Living Area
Basement Area	653 sqft
Finished Basement	653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Brick
Lot Area	8,400 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	590 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3435 ORCHARD TER
City	CRETE
State	IL
Zip	60417-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 IN ORCHARD GROVE RESUB OF LOT 1, A SUB PRT OF THE W1/2 NE1/4 OF SEC 3, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	03
Legal Subdivision	ORCHARD GROVE RE
Legal Lot Number	4
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	3
Census Block	3002
Census Tract	883810

Owner

3435 Orchard Ter is owned and occupied by two individuals who bought it in October 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3435 ORCHARD TER, CRETE, IL 60417-1283
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 7, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Mar 7, 2019 · Amount on File
Deed Document Number	2021109206
Prior Transfer Date	Mar 1, 2019
Prior Transfer Doc	0000039181
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 5, 2021
Property Address	3435 ORCHARD TER, CRETE, IL 60417-1283
Document Number	0000109206
Instrument Date	Sep 29, 2021
Instrument	R2021109206
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3435 ORCHARD TER, CRETE, IL 60417-1283

Mortgage

Document Number	0000109207
Date	Oct 5, 2021
Instrument	R2021109207

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Jun 24, 2019
Property Address	3435 ORCHARD TER, CRETE, IL 60417-1283
Document Number	0000039181
Instrument Date	Mar 1, 2019
Instrument	39181
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3435 ORCHARD TER CRETE IL 604171283, CRETE, IL 60417-1283

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Mar 7, 2019
Property Address	3435 ORCHARD TER, CRETE, IL 60417-1283
Document Number	0000012791
Instrument Date	Feb 12, 2019
Instrument	12791
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3435 ORCHARD TER CRETE IL 604171283, CRETE, IL 60417-1283

Mortgage

Document Number	12792
Date	Mar 7, 2019
Instrument	12792

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3435 Orchard Ter was $9,759.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,759.00	$103,718 (+5.5%) Land $16,383 Building $87,335	$311,154 (+5.5%) Land $49,149 Building $262,005
2024		$98,311 Land $15,529 Building $82,782	$294,933 Land $46,587 Building $248,346
2022	$8,431.00 Homeowner's exemption	$78,017 Land $12,323 Building $65,694	$234,051 Land $36,969 Building $197,082

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3435 Orchard Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3435 Orchard Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Surf Internet.

Nearby Properties on Orchard Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures