3435 Oak Way, Chico, CA 95973 Property Records

Butte County property record for 3435 Oak Way, Chico, CA 95973

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,899 sqft · built 1998
Lot Size16.3 acres (710,899 sqft)
Owner2 Company Names on Record
Last Sale$1,500,000 (Jan 2026)
Tax Bill$8,294 (2025)
Deeds & MortgagesJan 2026 Sale
Sep 2025 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN042-120-013-000

Property Details

APN / Parcel Number

Primary APN042-120-013-000
Alternative APN
  • 042-120-013

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,899 sqft Living Area
1st Floor Area2,899 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleModern
Construction TypeWood
Foundation TypeNo Foundation
Lot Area710,899 sqft
Garage TypeAttached
Garage Area1,296 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3435 OAK WAY
CityCHICO
StateCA
Zip95973-9657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA10
Legal Description016.32 AC OAK WAY & MERIDIAN RD
Legal Subdivision7TH SUB/JOHN BIDWELL RHO
Legal Lot Number31,32
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group2
Census Block2006
Census Tract1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3435 OAK WAY, CHICO, CA 95973-9657
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Sep 30, 2025Affidavit of Death of Joint Tenant, Transfer
Oct 14, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 23, 2019Loan Modification, Mortgage
RIO VALLEY TITLE, MID VALLEY TITLE
Sep 23, 2019Loan Modification, Mortgage · Conventional Mortgage
TRI COUNTIES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2026 · Amount on Record
Deed SaleJan 30, 2026 · Amount on Record
Deed Document Number20264074
Record UpdatedOct 29, 2026

January 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBUTTE CA
Recording DateJan 30, 2026
Property Address3435 OAK WAY, CHICO, CA 95973-9657
Document Number0000004074
Map ReferenceMB 5 PG 29
Instrument DateJan 25, 2026
Instrument2026-0004074
Transaction TypeTransfer
Record UpdatedFeb 23, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3435 OAK WAY, CHICO, CA 95973-9657

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBUTTE CA
Recording DateSep 30, 2025
Property Address3435 OAK WAY, CHICO, CA 95973-9657
Document Number0000026490
Map ReferenceMB 5 PG 29
Instrument DateSep 19, 2025
Instrument2025-0026490
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address961 12TH AVE, FOX ISLAND, WA 98333-9640

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address3435 OAK WAY, CHICO, CA 95973-9657
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3435 OAK WAY, CHICO, CA 95973-9657

Mortgage

Document Number0000033904
DateOct 14, 2022
Instrument2022-0033904
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address3435 OAK WAY, CHICO, CA 95973-9657
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanyVALLEY TITLE COMPANY, MID VALLEY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3435 OAK WAY, CHICO, CA 95973-9657

Mortgage

Document Number0000021941
DateJun 27, 2022
Instrument2022-0021941
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBUTTE CA
Property Address3435 OAK WAY, CHICO, CA 95973-9657
Document Number0000046239
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedNov 20, 2019
Title CompanyRIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3435 OAK WAY CHICO CA 959739657, CHICO, CA 95973-9657

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBUTTE CA
Property Address3435 OAK WAY, CHICO, CA 95973-9657
Document Number0000046240
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedNov 20, 2019
Title CompanyRIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3435 OAK WAY CHICO CA 959739657, CHICO, CA 95973-9657

Mortgage

Document Number0000046240
DateOct 21, 2019
Instrument46240
Lender
NameTRI COUNTIES BANK
TypeBank
AddressCHICO, CA 95927
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$831,288 (+16.91%) Land $264,660 Building $566,628
2025$8,294.00 (+9.39%) Homeowner's exemption$711,027 (+3.78%) Land $224,802 Building $486,225
2024$1,001,700
2023$7,582.00 (+2.03%) Homeowner's exemption$685,133 Land $216,074 Building $469,059
2022$7,431.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
400 / 20
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Oak Way

Nearby Streets

Search Property Records by Address or Parcel Number