3435 Golden Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 3435 Golden Ave, Cincinnati, OH 45226

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`028-0004-0151-00`

Property Details

APN / Parcel Number

Primary APN	`028-0004-0151-00`

Exterior

Lot Area	20,038 sqft (0.46 acres)
Lot Width	155 ft Width

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3435 GOLDEN AVE
City	CINCINNATI
State	OH
Zip	45226-2001
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SS GOLDEN AVE 0.46 AC PT LOT 7 JOHN TOTTENS EST
Legal Subdivision	JOHN TOTTENS ESTATE
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4012
Census Tract	4900

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3435 GOLDEN AVE, CINCINNATI, OH 45226-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Dec 30, 2005
Last Transfer Date	Sep 17, 2024
Transfer Doc	0000065677
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3435 GOLDEN AVE, CINCINNATI, OH 45226-2001
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106180
Date	Oct 13, 2020
Book Page	14273/2529
Instrument	2020-0106180

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,816.00 (+0.17%)	$27,930 (-) Land $27,930
2024	$1,813.00 (-0.17%)	$27,930 (-) Land $27,930
2023	$1,816.00 (-5.17%)	$27,930 (+5.26%) Land $27,930	$79,800 (+5.26%) Land $79,800
2022	$1,915.00	$26,534 Land $26,534
2020			$75,810 Land $75,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1983–1986)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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