El Dorado County property record for 3435 Charito Ln, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,602 sqft · built 1999 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Feb 2019) |
| Tax Bill | $6,911 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-393-007-000 |
| Primary APN | 116-393-007-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,602 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Lot Area | 15,682 sqft (0.36 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,602 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3435 CHARITO LN |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-9150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 60 VIEWPOINTE |
| Legal Subdivision | VIEWPOINTE |
| Legal Lot Number | 60 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30808 |
3435 Charito Ln is owned and occupied by two individuals who bought it in February 2019.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3435 CHARITO LN, CAMERON PARK, CA 95682-9150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2019 | Deed of Trust, Mortgage · VA Mortgage PMG CAPITAL INC |
| Aug 26, 2020 | Deed of Trust, Mortgage · VA Mortgage PMG CAPITAL INC PMG CAPITAL INC |
| Feb 1, 2019 | Grant Deed, Transfer · VA Mortgage PMG CAPITAL INC |
| Aug 29, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2019 · Amount on File |
| Deed Sale | Feb 1, 2019 · Amount on File |
| Prior Sale | Sep 19, 2016 · Amount on File |
| Deed Document Number | 20193405 |
| Prior Transfer Date | May 28, 2009 |
| Prior Transfer Doc | 0000027099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3435 CHARITO LN, CAMERON PARK, CA 95682-9150 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | NORTH AMER TTL PLEASANTON CA |
| Name | Verified Name |
|---|
| Document Number | 0000047207 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 2019-0047207 |
| Name | PMG CAPITAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | GRANITE BAY, CA 95746 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3435 CHARITO LN, CAMERON PARK, CA 95682-9150 |
| Document Number | 0000045863 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3435 CHARITO LN CAMERON PARK CA 956829150, CAMERON PARK, CA 95682-9150 |
| Document Number | 0000045863 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 45863 |
| Name | PMG CAPITAL INC PMG CAPITAL INC |
|---|---|
| Type | Bank |
| Address | SACRAMENTO, CA 95825 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Feb 1, 2019 |
| Property Address | 3435 CHARITO LN, CAMERON PARK, CA 95682-9150 |
| Document Number | 0000003405 |
| Map Reference | MB G PG 12 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 2019-0003405 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | CALATLANTIC TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3435 CHARITO LN, CAMERON PARK, CA 95682-9150 |
| Document Number | 0000003406 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 2019-0003406 |
| Name | PMG CAPITAL INC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3435 CHARITO LN, CAMERON PARK, CA 95682-9150 |
| Document Number | 0000041194 |
| Instrument Date | Aug 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3435 CHARITO LN CAMERON PARK CA 956829150, CAMERON PARK, CA 95682-9150 |
| Document Number | 0000041194 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 41194 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 22, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3435 Charito Ln was $6,911.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Rescue Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $642,867 (+2%) Land $187,738 Building $455,129 | |
| 2025 | $6,911.00 | $630,262 Land $184,057 Building $446,205 |
| 2023 | $6,639.00 (+1.33%) | $605,790 Land $176,911 Building $428,879 |
| 2022 | $6,552.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3435 Charito Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3435 Charito Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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