Seminole County property record for 3435 Arnel Dr, Winter Park, FL 32792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,538 sqft · built 1967 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,584 (Nov 2012) |
| Tax Bill | $1,490 (2025) |
| Deeds & Mortgages | Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-21-30-510-0A00-0030 |
| Primary APN | 34-21-30-510-0A00-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| Gross Area | 1,958 sqft |
| 1st Floor Area | 1,538 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Utility Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3435 ARNEL DR |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32792-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 3 BLK A EASTBROOK SUBD UNIT 11 PB 14 PG 76 |
| Legal Range | 30E |
| Legal Township | 21S |
| Legal Section | 34 |
| Legal Subdivision | EASTBROOK SUBD UNIT NO 11 |
| Legal Tract | 510 |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 22208 |
3435 Arnel Dr is owned and occupied by two individuals who bought it in November 2012.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3435 ARNEL DR, WINTER PARK, FL 32792-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2012 · Amount on File |
| Deed Sale | Nov 14, 2012 · Amount on File |
| Prior Sale | Oct 1, 2012 · Amount on File |
| Deed Document Number | 2012136450 |
| Deed Book / Page | 7898 / 1026 |
| Prior Transfer Date | Oct 31, 2012 |
| Prior Transfer Doc | 0078981026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3435 ARNEL DR, WINTER PARK, FL 32792-2003 |
| Document Number | 0092580525 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3435 ARNEL DR WINTER PARK FL 327922003, WINTER PARK, FL 32792-2003 |
| Document Number | 0092580525 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | 009258/000525 |
| Instrument | 136033 |
| Name | MATRIX FIN'L SVCS CORP FSB |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 4, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 3435 Arnel Dr was $1,490 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,490.00 Homeowner's exemption | $127,509 | $298,121 Land $85,000 Building $213,121 |
| 2023 | $1,375.00 (+3.23%) Homeowner's exemption | $120,306 (+3%) | $282,137 (+4.45%) Land $85,000 Building $197,137 |
| 2022 | $1,332.00 Homeowner's exemption | $116,802 | $270,125 Land $75,000 Building $195,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3435 Arnel Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 4 (2015–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3435 Arnel Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASSELBERRY, CITY OF (3 WPS) serves 54,747 people · EPA ID FL3590159 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Metronet.
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