3435 65th Ave, Vero Beach, FL 32966 Property Records

Indian River County property record for 3435 65th Ave, Vero Beach, FL 32966

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,736 sqft · built 2003
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$42,900 (Dec 1999)
Tax Bill$3,226 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN32-39-32-00013-0000-00033.0

Property Details

APN / Parcel Number

Primary APN32-39-32-00013-0000-00033.0
Alternative APN
  • 53181

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,736 sqft Living Area
1st Floor Area2,736 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions151 ft deep x 100 ft wide
Garage Area598 sqft
DrivewayDriveway
Driveway Area592 sqft

Exterior Amenities

Pool Area336 sqft
PorchOpen Porch
Porch Area600 sqft
Patio Area543 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number53181
Street Address3435 65TH AVE
CityVERO BEACH
StateFL
Zip32966-7807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionOAK CHASE SUBDIVISION PHASE 1 LOT 33 PBI 15-77
Legal Range39
Legal Township32
Legal Section32
Legal SubdivisionOAK CHASE SUBDIVISION PHASE I
Legal Phase1
Legal Lot Number33
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1004
Census Tract50708

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3435 65TH AVE, VERO BEACH, FL 32966-7807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 1999 · Amount on Record
Deed SaleDec 1, 1999 · Amount on Record
Deed Document Number0001311870
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address3435 65TH AVE, VERO BEACH, FL 32966-7807
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3435 65TH AVE, VERO BEACH, FL 32966-7807

Mortgage

Document Number0033660902
DateDec 10, 2020
Book Page3366/902
Instrument3120200074907
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,226.00 (+15.75%)$240,809 (+5.99%)$598,367 (+4.7%) Land $68,000 Building $530,367
2023$2,787.00 (+2.8%)$227,206 (+3%)$571,498 (+17.82%) Land $51,000 Building $520,498
2022$2,711.00$220,588$485,056 Land $51,000 Building $434,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 189 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies189 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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