34346 100th Ave, Onamia, MN 56359 Property Records

Mille Lacs County property record for 34346 100th Ave, Onamia, MN 56359

Property Summary

Property Type	Mobile Home
Details	3,927 sqft · built 1989
Lot Size	39.7 acres (1,729,768 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,886 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-010-1100`

Property Details

APN / Parcel Number

Primary APN	`14-010-1100`

Interior

Building Area	3,927 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mobile Home
Lot Area	1,729,768 sqft (39.7 acres)
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	83 sqft

Location & Zoning

Street Address	34346 100TH AVE
City	ONAMIA
State	MN
Zip	56359-2188
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	N 774.85 FT OF N 1/2 OF SW, EX W 726 FT OF N 300 FT, & EX N 165 FT OF NW OF SW LYING E OF W 726 FT, SEE 3/13/03 SKETCH
Legal Range	26
Legal Township	41
Legal Section	10
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	3
Census Block	3029
Census Tract	970300

Owner

34346 100th Ave, a mobile home, is owned and occupied by two individuals who acquired it in March 2021.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34346 100TH AVE, ONAMIA, MN 56359-2188
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 21, 2019	Deed of Trust, Mortgage · FHA Mortgage LEND SMART MORTGAGE LLC
Mar 11, 2021	Quit Claim Deed, Transfer · Conventional Mortgage LEND SMART MORTGAGE LLC
Oct 21, 2019	Affidavit, Transfer · FHA Mortgage LEND SMART MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 3, 2021
Transfer Doc	000A423159
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	34346 100TH AVE, ONAMIA, MN 56359-2188
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34346 100TH AVE, ONAMIA, MN 56359-2188

Mortgage

Document Number	000A449414
Date	Dec 29, 2025
Instrument	A449414

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	34346 100TH AVE, ONAMIA, MN 56359-2188
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A438209
Date	Oct 6, 2023
Instrument	A438209

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	34346 100TH AVE, ONAMIA, MN 56359-2188
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A413848
Date	Oct 21, 2019
Instrument	A413848

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Mar 11, 2021
Property Address	34346 100TH AVE, ONAMIA, MN 56359-2188
Document Number	000A423161
Instrument Date	Mar 3, 2021
Instrument	A423161
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	33346 100TH AVE, ONAMIA, MN 56359-2318

Mortgage

Document Number	000A423159
Date	Mar 11, 2021
Instrument	A423159

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MILLE LACS MN
Recording Date	Oct 21, 2019
Property Address	34346 100TH AVE, ONAMIA, MN 56359-2188
Document Number	A413847
Instrument Date	Oct 11, 2019
Instrument	A413847
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3346 100TH AVE, ONAMIA, MN 53659

Mortgage

Document Number	A413848
Date	Oct 21, 2019
Instrument	A413848

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 34346 100th Ave was $1,886, up 3.5% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Onamia Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,886.00 (+3.51%)	$266,900 (+16.14%) Land $158,600 Building $108,300	$266,900 (+16.14%) Land $158,600 Building $108,300
2025	$1,822.00 Homeowner's exemption	$229,800 Land $131,800 Building $98,000	$229,800 Land $131,800 Building $98,000
2023	$1,592.00	$239,900 Land $120,000 Building $119,900	$239,900 Land $120,000 Building $119,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34346 100th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34346 100th Ave is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 74% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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