3434 Zone Ave, Toledo, OH 43617 Property Records

Lucas County property record for 3434 Zone Ave, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1950
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Oct 2021)
Tax Bill	$2,332 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78-68904`

Property Details

APN / Parcel Number

Primary APN	`78-68904`
Alternative APN	`30217011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Metal
Foundation Type	Raised
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3434 ZONE AVE
City	TOLEDO
State	OH
Zip	43617-1072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-RA
Legal Description	ZONE OF HEALTH LOT 105
Legal Subdivision	ZONE OF HEALTH
Legal Tract	92
Legal Lot Number	105
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	1
Census Block	1015
Census Tract	9206

Owner

3434 Zone Ave is owned and occupied by two individuals who bought it in October 2021.

Source: Lucas County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3434 ZONE AVE, TOLEDO, OH 43617-1072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Deed Document Number	202154346
Prior Transfer Date	Jul 5, 2005
Prior Transfer Doc	0000050136
Record Updated	Oct 29, 2026

October 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 13, 2021
Property Address	3434 ZONE AVE, TOLEDO, OH 43617-1072
Document Number	0000054346
Instrument Date	Oct 13, 2021
Instrument	202110130054346
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	AREA TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3434 ZONE AVE, TOLEDO, OH 43617-1072

Mortgage

Document Number	0000054347
Date	Oct 13, 2021
Instrument	202110130054347

Lender

Name	ERNEST SMALLMAN
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,750 (-) Land $9,695 Building $27,055	$105,000 (-) Land $27,700 Building $77,300
2024	$2,332.00 (+32.27%)	$36,750 (+60.55%) Land $9,695 Building $27,055	$105,000 Land $27,700 Building $77,300
2023	$1,763.00 (+0.23%)	$22,890 (-) Land $7,770 Building $15,120
2022	$1,759.00 Homeowner's exemption	$22,890 Land $7,770 Building $15,120
2021			$65,400 Land $22,200 Building $43,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3434 Zone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3434 Zone Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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