Kenton County property record for 3434 Sunbrite Dr, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,432 sqft · built 2003 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,285 (Aug 2003) |
| Tax Bill | $3,996 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-00-02-029.00 |
| Primary APN | 045-00-02-029.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,432 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 157 ft deep x 80 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3434 SUNBRITE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY GARDEN EST SEC 4 LOT 29 |
| Legal Subdivision | COUNTRY GARDEN ESTS |
| Legal Phase | 4 |
| Legal Lot Number | 29 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3434 SUNBRITE DR, COVINGTON, KY 41015-2357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jul 17, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2003 · Amount on Record |
| Deed Sale | Aug 20, 2003 · Amount on Record |
| Prior Sale | Jan 30, 2003 · Amount on Record |
| Deed Document Number | 200308 20 059 00405 |
| Deed Book / Page | 1091 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3434 SUNBRITE DR, COVINGTON, KY 41015-2357 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | CINCINNATUS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005900117 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 199/709 |
| Instrument | 21041205900117 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3434 SUNBRITE DR, COVINGTON, KY 41015-2357 |
| Document Number | 0000000175 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3434 SUNBRITE DR COVINGTON KY 410152357, COVINGTON, KY 41015-2357 |
| Document Number | 0000000175 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 003976/000254 |
| Instrument | 175 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,300 (+2.48%) Land $60,000 Building $353,300 | $413,300 (+2.48%) Land $60,000 Building $353,300 | |
| 2025 | $3,996.00 (-7.05%) | $403,300 (-) Land $40,000 Building $363,300 | $403,300 (-) Land $40,000 Building $363,300 |
| 2023 | $4,299.00 | $403,300 Land $40,000 Building $363,300 | $403,300 Land $40,000 Building $363,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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