3434 Sherel Cir, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3434 Sherel Cir, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1937
Lot Size	0.142 acres (6,186 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Aug 2021)
Tax Bill	$8,826 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-0007-0119-00`

Property Details

APN / Parcel Number

Primary APN	`050-0007-0119-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	728 sqft
2nd Floor Area	728 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	74.3 ft deep x 26 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3434 SHEREL CIR
City	CINCINNATI
State	OH
Zip	45209-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	3434 SHEREL CIR 26.18 X 74.30 IRR LOT 11 PILLARS SUB
Legal Subdivision	PILLARS SUB
Legal Lot Number	11
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3010
Census Tract	5302

Owner

3434 Sherel Cir is owned and occupied by two individuals who bought it in August 2021.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3434 SHEREL CIR, CINCINNATI, OH 45209-1308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage CINCINNATI FSLA
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Aug 18, 2021	Survivorship Deed, Transfer · Conventional Mortgage STOCK YARDS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Prior Sale	May 14, 2013 · Amount on File
Deed Document Number	2021100057
Deed Book / Page	14483 / 1328
Prior Transfer Date	May 2, 2013
Prior Transfer Doc	0000000756
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3434 SHEREL CIR, CINCINNATI, OH 45209-1308
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079273
Date	Jun 30, 2021
Book Page	14449/570
Instrument	2021-0079273

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	INDIANAPOLIS, IN 46247

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 25, 2022

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3434 SHEREL CIR, CINCINNATI, OH 45209-1308
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3434 SHEREL CIR, CINCINNATI, OH 45209-1308

Mortgage

Document Number	0000067565
Date	Sep 3, 2025
Book Page	15492/2501
Instrument	2025-0067565

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 18, 2021
Property Address	3434 SHEREL CIR, CINCINNATI, OH 45209-1308
Document Number	0000100057
Book / Page	14483 / 1328
Map Reference	MB 1 PG 40&41
Instrument Date	Jul 22, 2021
Instrument	2021-0100057
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3434 SHEREL CIR, CINCINNATI, OH 45209-1308

Mortgage

Document Number	0000100058
Date	Aug 18, 2021
Instrument	2021-0100058

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3434 Sherel Cir was $8,826, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,826.00 (+3.13%)	$143,501 (+%) Land $49,438 Building $94,063	$410,000 Land $141,250 Building $268,750
2024	$8,558.00 (-2.22%)	$143,499 (-) Land $49,437 Building $94,062
2023	$8,752.00 (+37.22%)	$143,499 (+53.03%) Land $49,437 Building $94,062	$410,000 Land $141,250 Building $268,750
2022	$6,378.00 Homeowner's exemption	$93,772 Land $34,888 Building $58,884
2020			$267,920 Land $99,680 Building $168,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3434 Sherel Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3434 Sherel Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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