3434 Leonard Point Ln, Oshkosh, WI 54904 Property Records

Winnebago County property record for 3434 Leonard Point Ln, Oshkosh, WI 54904

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$795,000 (Apr 2021)
Tax Bill	$12,565 (2024)
Deeds & Mortgages	Nov 2021 Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`002-1038`

Property Details

APN / Parcel Number

Primary APN	`002-1038`
Alternative APN	`15157`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	15157
Street Address	3434 LEONARD POINT LN
City	OSHKOSH
State	WI
Zip	54904-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LEONARDS POINT LOT 32 & E 15 FT OF LOT 33 DESC AS LOT 2 OF CSM-2815 .31 A.
Legal Range	16E
Legal Township	18N
Legal Section	08
Legal Subdivision	LEONARDS POINT
Legal Lot Number	32
Jurisdiction	WINNEBAGO WI
Township / Civil Division	ALGOMA
Census Block Group	1
Census Block	1001
Census Tract	1804

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3434 LEONARD POINT LN, OSHKOSH, WI 54904-9329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK
May 4, 2022	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage SETTLERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	20211849329
Last Transfer Date	Jan 3, 2025
Transfer Doc	0001937419
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	3434 LEONARD POINT LN, OSHKOSH, WI 54904-9329
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001869469
Date	Nov 23, 2021
Instrument	1869469

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	3434 LEONARD POINT LN, OSHKOSH, WI 54904-9329
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001881683
Date	May 4, 2022
Instrument	1881683

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Apr 22, 2021
Property Address	3434 LEONARD POINT LN, OSHKOSH, WI 54904-9329
Document Number	0001849329
Map Reference	DOC 856385
Instrument Date	Apr 15, 2021
Instrument	1849329
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3434 LEONARD POINT LN, OSHKOSH, WI 54904-9329

Mortgage

Document Number	0001849330
Date	Apr 22, 2021
Instrument	1849330

Lender

Name	SETTLERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Mortgage

Document Number	0001849331
Date	Apr 22, 2021
Instrument	1849331

Lender

Name	SETTLERS BANK
Type	Bank
Address	WINDSOR, WI 53598

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Algoma Town
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$996,000 (+41.12%) Land $325,000 Building $671,000
2024	$12,565.00 (-4.88%)
2023	$13,210.00 (+1.06%) Homeowner's exemption	$705,800 (-) Land $195,000 Building $510,800	$930,964 (+262.65%) Land $257,209 Building $673,755
2022	$13,072.00 Homeowner's exemption	$705,800 Land $195,000 Building $510,800	$256,711 Building $256,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	750.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGOMA TN SANITARY DIST 1 serves 3,935 people · EPA ID WI4711611
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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