3434 Cooper Rd, Cumberland, OH 43732 Property Records

Guernsey County property record for 3434 Cooper Rd, Cumberland, OH 43732

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,440 sqft
Lot Size	9.93 acres (432,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Sep 2023)
Tax Bill	$1,797 (2025)
Deeds & Mortgages	Dec 2005 Mortgage Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-0000310.005`

Property Details

APN / Parcel Number

Primary APN	`36-0000310.005`
Alternative APN	`002643-7`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	960 sqft

Exterior

Construction Type	Frame
Roof Material	Shingle
Lot Area	432,725 sqft (9.93 acres)
Garage Area	384 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	002643-7
Street Address	3434 COOPER RD
City	CUMBERLAND
State	OH
Zip	43732-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R10 T9 SS07 W PT SW 1/4
Legal Range	10W
Legal Township	09N
Legal Section	07
Legal Tract	9
Jurisdiction	GUERNSEY OH
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3034
Census Tract	978000

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3434 COOPER RD, CUMBERLAND, OH 43732-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2005	Deed of Trust, Mortgage · ARM HOMECOMINGS FINANCIAL NETWORK INC
	Deed of Trust, Mortgage
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage THE COMMUNITY BANK
Nov 10, 2022	Special Warranty Deed, Transfer
Aug 4, 2022	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Nov 10, 2022 · Amount on Record
Deed Document Number	20236136
Deed Book / Page	592 / 2085
Record Updated	Sep 20, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	3434 COOPER RD, CUMBERLAND, OH 43732-9708
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00435/2981
Date	Dec 21, 2005
Book Page	435/2981
Instrument	200500008861

Lender

Name	HOMECOMINGS FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	FARMINGTON, MI 48334

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Jan 1, 2008
Change Frequency	6 Months
Min Rate At Change	5.12%
Max Rate At Change	11%
Index	6-Month LIBOR
Max Rate	14%

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	3434 COOPER RD, CUMBERLAND, OH 43732-9708
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Sep 28, 2023
Property Address	3434 COOPER RD, CUMBERLAND, OH 43732-9708
Document Number	00592/2085
Book / Page	592 / 2085
Instrument Date	Sep 18, 2023
Instrument	202300006136
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3434 COOPER RD, CUMBERLAND, OH 43732-9708

Mortgage

Document Number	202300006137
Date	Sep 28, 2023
Instrument	202300006137

Lender

Name	THE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Nov 10, 2022
Property Address	3434 COOPER RD, CUMBERLAND, OH 43732-9708
Document Number	00586/2339
Book / Page	586 / 2339
Instrument Date	Oct 25, 2022
Instrument	202200006969
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7751 MAPLE GROVE RD, NASHVILLE, MI 49073-9550

August 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	GUERNSEY OH
Recording Date	Aug 4, 2022
Property Address	3434 COOPER RD, CUMBERLAND, OH 43732-9708
Document Number	00584/3176
Book / Page	584 / 3176
Instrument Date	Jul 20, 2022
Instrument	202200004738
Transaction Type	Foreclosure
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Spencer Township
Unified School District	Rolling Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,797.00 (-2.92%) Homeowner's exemption	$47,884 (-) Land $16,874 Building $31,010
2024	$1,851.00 (+20.98%) Homeowner's exemption	$47,884 (+27.01%) Land $16,874 Building $31,010	$136,810 (+27.03%) Land $48,210 Building $88,600
2023	$1,530.00 (-1.35%)	$37,702 (+0.03%) Land $13,286 Building $24,416
2022	$1,551.00	$37,690 Land $13,280 Building $24,410	$107,700 (-0.02%) Land $37,950 Building $69,750
2021			$107,720 Land $37,960 Building $69,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Smart Way Communications, Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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