Osceola County property record for 3434 Brant St, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,972 sqft · built 2012 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,295 (Nov 2012) |
| Tax Bill | $2,312 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 162288 |
| Primary APN | 162288 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,972 sqft Heated Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 1,972 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,409 sqft (0.216 acres) |
| Garage Type | Finished |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 32 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 162288 |
|---|---|
| Street Address | 3434 BRANT ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLARD POND PH 3 PB 20 PGS 151-158 LOT 282 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | MALLARD POND PHASE 1 - 3 |
| Legal Phase | 3 |
| Legal Tract | 565 |
| Legal Block | 1 |
| Legal Lot Number | 282 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 43207 |
Source: Osceola County records · APN 162288
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3434 BRANT ST, SAINT CLOUD, FL 34772-7838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Apr 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OCEANSIDE MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 28, 2012 · Amount on Record |
| Deed Sale | Nov 28, 2012 · Amount on Record |
| Prior Sale | Mar 26, 2012 · Amount on Record |
| Deed Document Number | 2012176519 |
| Deed Book / Page | 4357 / 2065 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3434 BRANT ST, SAINT CLOUD, FL 34772-7838 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0054702456 |
|---|---|
| Date | Feb 01, 2019 |
| Book Page | 5470/2456 |
| Instrument | 2019013044 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3434 BRANT ST, SAINT CLOUD, FL 34772-7838 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3434 BRANT ST, SAINT CLOUD, FL 34772-7838 |
| Document Number | 0061882812 |
|---|---|
| Date | Apr 06, 2022 |
| Book Page | 6188/2812 |
| Instrument | 2022055050 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,312.00 (+6.84%) Homeowner's exemption | $172,066 (+5.99%) | $332,400 (+4.92%) Land $70,000 Building $262,400 |
| 2023 | $2,164.00 (+3.99%) Homeowner's exemption | $162,347 (+3%) | $316,800 (+15.16%) Land $60,000 Building $256,800 |
| 2022 | $2,081.00 Homeowner's exemption | $157,619 | $275,100 Land $55,000 Building $220,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 66 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property
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