34332 Sparkling Dr, Sebring, FL 33870 Property Records

Highlands County property record for 34332 Sparkling Dr, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,710 sqft · built 2005
Lot Size0.367 acres (16,000 sqft)
Owner2 Individual Names on Record
Last Sale$184,000 (Aug 2021)
Tax Bill$2,516 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC134810000O00090

Property Details

APN / Parcel Number

Primary APNC134810000O00090
Alternative APN
  • C-13-34-28-100-00O0-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,710 sqft Living Area
Gross Area2,150 sqft
1st Floor Area1,470 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area16,000 sqft (0.367 acres)
Lot Dimensions200 ft deep x 80 ft wide
Garage TypeAttached
Garage Area440 sqft
DrivewayConcrete Driveway
Driveway Area680 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area456 sqft
Patio Area216 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address34332 SPARKLING DR
CitySEBRING
StateFL
Zip33870-1068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLAKE SHORE PARK SUB PB 1-PG 1 LOT 9 BLK O
Legal Range28E
Legal Township34S
Legal Section13
Legal SubdivisionLAKE SHORE PARK SUB
Legal BlockO
Legal Lot Number9
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3013
Census Tract960700

Owner

Source: Highlands County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address34332 SPARKLING DR, SEBRING, FL 33870-1068
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2022Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Aug 16, 2021Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2021 · Amount on Record
Deed SaleAug 16, 2021 · Amount on Record
Prior SaleFeb 17, 2005 · Amount on Record
Deed Document Number20212049146
Deed Book / Page2844 / 1297
Prior Transfer DateAug 13, 2021
Prior Transfer Doc0002049146
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address34332 SPARKLING DR, SEBRING, FL 33870-1068
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002081591
DateMar 7, 2022
Book Page2889/254
Instrument2081591
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 16, 2021
Property Address34332 SPARKLING DR, SEBRING, FL 33870-1068
Document Number0002049146
Book / Page2844 / 1297
Map ReferenceMB 1 PG 1
Instrument DateAug 13, 2021
Instrument2049146
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyHEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,288.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address34332 SPARKLING DR, 34332, SEBRING, FL 33870-1068

Transferred To (Grantee/Buyer)

NameVerified Name
Address34332 SPARKLING DR, SEBRING, FL 33870-1068

Mortgage

Document Number0028441299
DateAug 16, 2021
Instrument2844/1299
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,516.00 (+3.11%) Homeowner's exemption$201,997 (+5.99%)$224,090 (-4.92%) Land $22,800 Building $201,290
2024$2,440.00 (+2.18%)
2023$2,388.00 (+1.49%) Homeowner's exemption$190,586 (+3%)$235,697 (+27.38%) Land $20,000 Building $215,697
2022$2,353.00 Homeowner's exemption$185,035 Land $8,000 Building $177,035$185,035 Land $8,000 Building $177,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1998–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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