3433 Woolen Mill St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3433 Woolen Mill St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,208 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$296,800 (Sep 2013)
Tax Bill	$5,176 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`T070501026`

Property Details

APN / Parcel Number

Primary APN	`T070501026`
Alternative APN	`5-116B-A253-00-2904.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
Gross Area	3,972 sqft
1st Floor Area	2,208 sqft
Basement Area	1,280 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Siding
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	210 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070501026
Street Address	3433 WOOLEN MILL ST
City	SAINT CHARLES
State	MO
Zip	63301-8168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHARLES #6 LOT 2904
Legal Subdivision	NEW TOWN AT ST CHARLES #6
Legal Lot Number	2904
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	3
Census Block	3016
Census Tract	310201

Owner

3433 Woolen Mill St is owned and occupied by two individuals who acquired it in August 2016.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3433 WOOLEN MILL ST, SAINT CHARLES, MO 63301-8168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2013 · Amount on File
Deed Sale	Sep 30, 2013 · Amount on File
Prior Sale	Aug 7, 2007 · Amount on File
Deed Document Number	2013760640
Deed Book / Page	6099 / 1197
Last Transfer Date	Aug 3, 2016
Transfer Doc	0065890290
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3433 WOOLEN MILL ST, SAINT CHARLES, MO 63301-8168
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3433 WOOLEN MILL ST, SAINT CHARLES, MO 63301-8168

Mortgage

Document Number	2021R068653
Date	Aug 16, 2021
Instrument	2021R-068653

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3433 WOOLEN MILL ST, SAINT CHARLES, MO 63301-8168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068171762
Date	Oct 3, 2017
Book Page	6817/1762
Instrument	20171003000622810

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3433 WOOLEN MILL ST, SAINT CHARLES, MO 63301-8168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073181786
Date	Jun 11, 2020
Book Page	7318/1786
Instrument	20200611000396910

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3433 Woolen Mill St was $5,176, up 2.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,402 (-)	$417,904 (-) Land $96,000 Building $321,904
2025	$5,176.00 (+2.39%)	$79,402	$417,904 Land $96,000 Building $321,904
2024	$5,055.00
2023		$75,423
2022			$396,962 Land $72,000 Building $324,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3433 Woolen Mill St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3433 Woolen Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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