3433 Gari Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3433 Gari Ln, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,619 sqft · built 1950
Lot Size	0.303 acres (13,200 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2022)
Tax Bill	$6,010 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`013089 15.13-2-24`

Property Details

APN / Parcel Number

Primary APN	`013089 15.13-2-24`
Alternative APNs	`308901501300020240000000` `01501300020240000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,619 sqft Living Area
1st Floor Area	925 sqft
Upper Floors Area	694 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	165 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	561 sqft
Porch	Porch
Porch Area	170 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501300020240000000
Street Address	3433 GARI LN
City	SCHENECTADY
State	NY
Zip	12303-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 36
Legal Subdivision	SUBDIVISION NO 2 OF GARI ESTATES
Legal Block	2
Legal Lot Number	24.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2006
Census Tract	14606

Owner

3433 Gari Ln is owned and occupied by two individuals who acquired it in November 2023.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3433 GARI LN, SCHENECTADY, NY 12303-4823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 9, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Deed Document Number	20222155
Last Transfer Date	Nov 7, 2023
Transfer Doc	0000000186
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3433 GARI LN, SCHENECTADY, NY 12303-4823
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3433 GARI LN, SCHENECTADY, NY 12303-4823

Mortgage

Document Number	0000002156
Date	Jan 24, 2022
Instrument	R2022-02156

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBANY NY
Recording Date	Nov 9, 2023
Property Address	3433 GARI LN, SCHENECTADY, NY 12303-4823
Document Number	0000000186
Instrument Date	Nov 7, 2023
Instrument	R2023-20186
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3433 GARI LN, SCHENECTADY, NY 12303-4823

Tax Assessment & Valuation

The 2026 property tax bill for 3433 Gari Ln was $6,010, up 0.1% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,010.00 (+0.15%)
2025	$6,001.00	$206,000 Land $41,000 Building $165,000	$274,667 Land $54,667 Building $220,000
2023		$206,000 (-) Land $41,000 Building $165,000	$242,353 (+7.06%) Land $48,235 Building $194,118
2022		$206,000 Land $41,000 Building $165,000	$226,374 Land $45,055 Building $181,319
2021	$9,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3433 Gari Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3433 Gari Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Hudson Valley Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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