3432 Williston Loop, Land O Lakes, FL 34639 Property Records

Pasco County property record for 3432 Williston Loop, Land O Lakes, FL 34639

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,295 sqft · built 1999
Lot Size0.235 acres (10,235 sqft)
Owner2 Individual Names on File
Last Sale$810,000 (Aug 2022)
Tax Bill$9,771 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-26-19-0050-00000-0520

Property Details

APN / Parcel Number

Primary APN20-26-19-0050-00000-0520
Alternative APNs
  • 1926200050000000520
  • 0771907

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,295 sqft Living Area
Gross Area3,846 sqft
1st Floor Area2,671 sqft
Upper Floors Area624 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,235 sqft (0.235 acres)
Garage TypeAttached
Garage Area551 sqft
DrivewayConcrete Driveway
Driveway Area950 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area384 sqft
PorchOpen Porch
Porch Area292 sqft
Deck AreaDeck Area
Patio Area821 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3432 WILLISTON LOOP
CityLAND O LAKES
StateFL
Zip34639-4757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionCOLLIER PLACE PB 35 PGS 37-39 LOT 52
Legal Range19E
Legal Township26S
Legal Section20
Legal SubdivisionCOLLIER PLACE
Legal Tract50
Legal Lot Number52
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group2
Census Block2005
Census Tract32008

Owner

3432 Williston Loop is owned and occupied by two individuals who bought it in August 2022.

Source: Pasco County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address3432 WILLISTON LOOP, LAND O LAKES, FL 34639-4757
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 8, 2018Loan Modification, Mortgage · Conventional Mortgage
SUNTRUST BK
Sep 1, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2022 · Amount on File
Deed SaleAug 16, 2022 · Amount on File
Prior SaleAug 1, 2017 · Amount on File
Deed Document Number2022180941
Deed Book / Page10673 / 908
Prior Transfer DateAug 14, 2017
Prior Transfer Doc0095990642
Record UpdatedJun 8, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionPASCO FL
Recording DateAug 16, 2022
Property Address3432 WILLISTON LOOP, LAND O LAKES, FL 34639-4757
Document Number0106730908
Book / Page10673 / 908
Map ReferenceMB 35 PG 37-39
Instrument DateAug 14, 2022
Instrument2022180941
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyLEGACY TITLE GROUP, LEGACY TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,670.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3432 WILLISTON LOOP, LAND O LAKES, FL 34639-4757

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 TRANQUILITY LN, ORCHARD PARK, NY 14127-2391

Mortgage

Document Number0010673910
DateAug 16, 2022
Instrument10673/910
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPASCO FL
Property Address3432 WILLISTON LOOP, LAND O LAKES, FL 34639-4757
Document Number0097432463
Instrument DateJun 8, 2018
Transaction TypeMortgage
Record UpdatedJul 4, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3432 WILLISTON LOOP LAND O LAKES FL 346394757, LAND O LAKES, FL 34639-4757

Mortgage

Document Number0097432463
DateJun 19, 2018
Book Page009743/002463
Instrument103446
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeConventional Mortgage
AmountAmount on Record

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateSep 1, 2017
Property Address3432 WILLISTON LOOP, LAND O LAKES, FL 34639-4757
Document Number0095990642
Book / Page009599 / 000642
Instrument DateAug 14, 2017
Instrument139641
Transaction TypeTransfer
Record UpdatedSep 22, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3432 WILLISTON LOOP LAND O LAKES FL 346394757, LAND O LAKES, FL 34639-4757
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3432 Williston Loop was $9,771 with a homeowner's exemption, down 5.9% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$604,850 (-0.22%) Land $98,918 Building $505,932$604,850 (-0.22%) Land $98,918 Building $505,932
2025$9,771.00 (-5.87%) Homeowner's exemption$606,212 Land $98,918 Building $507,294$606,212 Land $98,918 Building $507,294
2024$10,380.00 (+3.58%)
2023$10,021.00 (+147.49%) Additional exemption filed$619,343 (+118.43%) Land $82,418 Building $536,925$619,343 (+34.15%) Land $82,418 Building $536,925
2022$4,049.00$283,540 Land $68,718 Building $214,822$461,681 Land $68,718 Building $392,963

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3432 Williston Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims7 (1994–2024)
Claims Outside the SFHA5 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3432 Williston Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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