Guadalupe County property record for 3432 Whisper Bluff, Schertz, TX 78154 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,348 sqft Living Area |
| Lot Size | 5,500 sqft (0.126 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,199 (2026) |
| Tax Bill | $3,536.00 (2025) |
| Primary APN | 1G3563202602800000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 1,828 sqft Gross Area |
| 1st Floor | 1,348 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,500 sqft (0.126 acres) |
| Depth X Width | 110 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 380 sqft Garage |
| Porch | Covered Porch |
| Porch Area | 125 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Water Source | Commercial Water Source |
| Street Address | 3432 WHISPER BLF |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 BLOCK 26 LOT 28 .1263 AC |
| Legal Subdivision | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 |
| Legal Tract | 28 |
| Legal Block | 26 |
| Legal Lot Number | 28 |
| Jurisdiction | GUADALUPE TX |
| Minor Civil Division | SCHERTZ-CIBOLO |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 210613 |
Source: Guadalupe County records · APN 1G3563202602800000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3432 WHISPER BLF, SCHERTZ, TX 78108-2269 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 08, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage CMG MORTGAGE INC |
| Nov 15, 2024 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 08, 2024 | Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2026 · Amount on Record |
| Deed Sale | May 08, 2026 · Amount on Record |
| Prior Sale | Nov 15, 2024 · Amount on Record |
| Deed Doc Number | 202612155 |
| Prior Transfer Date | Feb 08, 2011 |
| Prior Transfer Doc | 0000002760 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | May 08, 2026 |
| Property Address | 3432 WHISPER BLF, SCHERTZ, TX 78108-2269 |
| Document Number | 0000012155 |
| Instrument Date | May 08, 2026 |
| Instrument | 2026.12155 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | WFG TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3432 WHISPER BLF, SCHERTZ, TX 78108-2269 |
| Document Number | 0000012156, |
|---|---|
| Date | May 08, 2026 |
| Instrument | 2026..12156 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000012157, |
|---|---|
| Date | May 08, 2026 |
| Instrument | 2026.12157 |
| Amount | Amount Recorded |
|---|
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Nov 15, 2024 |
| Property Address | 3432 WHISPER BLF, SCHERTZ, TX 78108-2269 |
| Document Number | 0099028168 |
| Map Reference | VOL 6 PG 609-610 |
| Instrument Date | Nov 06, 2024 |
| Instrument | 202499028168 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 03, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9248 S 83RD CT, HICKORY HILLS, IL 60457-1930 |
| Investor | Possibly a Property Investor |
| Document Number | 0099028169 |
|---|---|
| Date | Nov 15, 2024 |
| Instrument | 202499028169 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Oct 08, 2024 |
| Property Address | 3432 WHISPER BLF, SCHERTZ, TX 78108-2269 |
| Document Number | 0099024569 |
| Map Reference | VOL 6 PG 609&610 |
| Instrument Date | Oct 08, 2024 |
| Instrument | 202499024569 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23975 PARK SORRENTO STE 300, 300, CALABASAS, CA 91302-4012 |
| Name | Verified Name |
|---|---|
| Address | 23975 PARK SORRENTO STE 300, 300, CALABASAS, CA 91302-4012 |
| Investor | Possibly a Property Investor |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,892 (+0.88%) Land $40,703 Building $145,189 | $185,892 (+0.88%) Land $40,703 Building $145,189 | |
| 2025 | $3,536.00 (-17.19%) | $184,270 (-15.27%) Land $28,726 Building $155,544 | $184,270 (-15.27%) Land $28,726 Building $155,544 |
| 2024 | $4,270.00 (+0.73%) | ||
| 2023 | $4,239.00 (-9.98%) | $217,484 Land $40,007 Building $177,477 | $217,484 Land $40,007 Building $177,477 |
| 2022 | $4,709.00 |
3432 Whisper Bluff is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Guadalupe County (48187C), updated April 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 6th in Texas |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,882 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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