3432 Whimsical Cir, Rockledge, FL 32955 Property Records

Brevard County property record for 3432 Whimsical Cir, Rockledge, FL 32955

Property Summary

Property Type	Single Family Home
Details	1,790 sqft · built 2021
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Nov 2023)
Tax Bill	$4,980 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`25-36-20-03-C-9`

Property Details

APN / Parcel Number

Primary APN	`25-36-20-03-C-9`
Alternative APNs	`25-36-20-03-0000C.0-0009.00` `3015586`

Interior

Stories	1 Story
Building Area	1,790 sqft Living Area
Gross Area	2,381 sqft
1st Floor Area	1,790 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room

Location & Zoning

Account Number	3015586
Street Address	3432 WHIMSICAL CIR
City	ROCKLEDGE
State	FL
Zip	32955-4573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COVE LOT 9 BLK C
Legal Range	36E
Legal Township	25S
Legal Section	20
Legal Subdivision	PALM COVE
Legal Block	C
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1005
Census Tract	63000

Owner

3432 Whimsical Cir is owned and occupied by two individuals who bought it in November 2023.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3432 WHIMSICAL CIR, ROCKLEDGE, FL 32955-4573
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Warranty Deed, Transfer · Conventional Mortgage DYBN FINANCIAL CORP
Aug 16, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 6, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MARINE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Aug 16, 2022 · Amount on File
Deed Document Number	2023242412
Deed Book / Page	9933 / 967
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 16, 2023
Property Address	3432 WHIMSICAL CIR, ROCKLEDGE, FL 32955-4573
Document Number	0099330967
Book / Page	9933 / 967
Map Reference	MB 63 PG 60
Instrument Date	Nov 10, 2023
Instrument	2023242412
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3641 WHIMSICAL CIR, ROCKLEDGE, FL 32955-4575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 WHIMSICAL CIR, ROCKLEDGE, FL 32955-4573

Mortgage

Document Number	0009933969
Date	Nov 16, 2023
Instrument	9933/969

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 16, 2022
Property Address	3432 WHIMSICAL CIR, ROCKLEDGE, FL 32955-4573
Document Number	0095872482
Book / Page	9587 / 2482
Map Reference	MB 63 PG 60&61
Instrument Date	Aug 15, 2022
Instrument	2022201820
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,828.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 DOVE AVE UNIT 102, 102, ROCKLEDGE, FL 32955-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7772 PARAGRASS AVE, MELBOURNE, FL 32940-8325

Mortgage

Document Number	0095872484
Date	Aug 16, 2022
Instrument	9587/2484

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 6, 2021
Property Address	3432 WHIMSICAL CIR, ROCKLEDGE, FL 32955-4573
Document Number	0091781654
Book / Page	9178 / 1654
Map Reference	MB 63 PG 60&61
Instrument Date	Jun 30, 2021
Instrument	2021173021
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,058.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 CULVER DR NE, PALM BAY, FL 32907-1132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 WHIMSICAL CIR, ROCKLEDGE, FL 32955-4573

Mortgage

Document Number	0091781655
Date	Jul 6, 2021
Instrument	9178/1655

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Margin	3
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3432 Whimsical Cir was $4,980 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Rockledge City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,780 (-0.59%)	$349,780 (-0.59%)
2025	$4,980.00 Homeowner's exemption	$351,860 Land $85,000 Building $266,860	$351,860 Land $85,000 Building $266,860
2023	$66.00 (-98.49%) Disabled Person's exemption Veteran's exemption	$353,670 (+13.84%) Land $85,000 Building $268,670	$353,670 (+13.84%) Land $85,000 Building $268,670
2022	$4,372.00 Homeowner's exemption	$310,680 Land $55,000 Building $255,680	$310,680 Land $55,000 Building $255,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3432 Whimsical Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 98 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	26 (1987–2022)
Claims Outside the SFHA	8 of 26
Most Recent Claim	Sep 2022 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3432 Whimsical Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Whimsical Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures