3432 Vera Way, Ceres, CA 95307 Property Records

Stanislaus County property record for 3432 Vera Way, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 1982
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$316,500 (Aug 2026)
Tax Bill	$4,889 (2026)
Deeds & Mortgages	Aug 2026 Foreclosure Jun 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069-002-007-000`

Property Details

APN / Parcel Number

Primary APN	`069-002-007-000`
Alternative APNs	`0690207000` `0690207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,449 sqft Living Area
1st Floor Area	1,449 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3432 VERA WAY
City	CERES
State	CA
Zip	95307-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LA ROSA ESTATES BLK 6669 LOT 13
Legal Subdivision	LA ROSA ESTATES
Legal Block	6669
Legal Lot Number	13
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2010
Census Tract	3004

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2517 PIAZZA CT, MODESTO, CA 95356-8747
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Jun 9, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage ENNKAR INC
Jun 9, 2022	Affidavit of Death of Joint Tenant, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Deed Document Number	202646437
Record Updated	Oct 29, 2026

August 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 25, 2026
Property Address	3432 VERA WAY, CERES, CA 95307-3122
Document Number	0000046437
Instrument Date	Aug 19, 2026
Instrument	202646437
Transaction Type	Foreclosure
Record Updated	Sep 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$35,163.15
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2517 PIAZZA CT, MODESTO, CA 95356-8747

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jun 9, 2022
Property Address	3432 VERA WAY, CERES, CA 95307-3122
Document Number	0000042098
Map Reference	VOL 27 PG 82
Instrument Date	May 10, 2022
Instrument	2022-0042098
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 VERA WAY, CERES, CA 95307-3122

Mortgage

Document Number	0000042099
Date	Jun 9, 2022
Instrument	2022-0042099

Lender

Name	ENNKAR INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.39%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	14.3%

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	STANISLAUS CA
Recording Date	Jun 9, 2022
Property Address	3432 VERA WAY, CERES, CA 95307-3122
Document Number	0000042097
Map Reference	VOL 27 PG 82
Instrument Date	May 10, 2022
Instrument	2022-0042097
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 VERA WAY, CERES, CA 95307-3122

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,889.00 (+234.18%)	$426,360 (+223.6%) Land $214,200 Building $212,160
2025	$1,463.00 (+9.92%) Homeowner's exemption	$131,756 (+4.04%) Land $37,078 Building $94,678
2023	$1,331.00 (+0.91%) Homeowner's exemption	$126,641 Land $35,639 Building $91,002
2022	$1,319.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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