3432 Steele St, Minnetonka, MN 55345 Property Records

Hennepin County property record for 3432 Steele St, Minnetonka, MN 55345

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,092 sqft · built 1957
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$289,900 (Jul 2020)
Tax Bill	$4,872 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-117-22-41-0038`

Property Details

APN / Parcel Number

Primary APN	`17-117-22-41-0038`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,529 sqft
1st Floor Area	1,092 sqft
Basement Area	437 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Lot Depth	220 ft Depth
View / Lot	Lake
Garage Type	Detached
Garage Area	572 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	3432 STEELE ST
City	MINNETONKA
State	MN
Zip	55345-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 023 A TONKAWOOD LOTS 23 AND 24 EX THE NELY 200 FT THEREOF SE105X220X100X200
Legal Range	22
Legal Township	117
Legal Section	17
Legal Quarter	41
Legal Subdivision	TONKAWOOD
Legal Block	2
Legal Lot Number	23
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	2
Census Block	2005
Census Tract	26302

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3432 STEELE ST, MINNETONKA, MN 55345-1323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	May 9, 2002 · Amount on Record
Deed Document Number	202010807244
Prior Transfer Date	Apr 19, 2002
Prior Transfer Doc	0000793822
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 2, 2020
Property Address	3432 STEELE ST, MINNETONKA, MN 55345-1323
Document Number	0010807244
Instrument Date	Jun 25, 2020
Instrument	10807244
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	EXECUTIVE TITLE, EXECUTIVE ASSOCS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$986.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 STEELE ST MINNETONKA MN 553451323, MINNETONKA, MN 55345-1323

Mortgage

Document Number	10807245
Date	Jul 2, 2020
Instrument	10807245

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,872.00 (+30.97%)	$371,400 (+22.17%) Land $202,400 Building $169,000	$371,400 (+22.17%) Land $202,400 Building $169,000
2023	$3,720.00 Homeowner's exemption
2022		$304,000 Land $202,400 Building $101,600	$304,000 Land $202,400 Building $101,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20