3432 Saddle Brook Dr, Melbourne, FL 32934 Property Records

Brevard County property record for 3432 Saddle Brook Dr, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,023 sqft · built 1993
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$422,000 (Apr 2026)
Tax Bill$5,180 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-36-01-75-B-15

Property Details

APN / Parcel Number

Primary APN27-36-01-75-B-15
Alternative APNs
  • 27-36-01-75-0000B.0-0015.00
  • 2732844

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,023 sqft Living Area
Gross Area2,793 sqft
1st Floor Area2,023 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions110 ft deep x 78 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchScreened/Unfinished Porch
Porch Area350 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2732844
Street Address3432 SADDLE BROOK DR
CityMELBOURNE
StateFL
Zip32934-8367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionPARKWAY MEADOWS PHASE 1-A LOT 15 BLK B
Legal Range36E
Legal Township27S
Legal Section01
Legal SubdivisionPARKWAY MEADOWS PHASE 1-A
Legal Phase1
Legal BlockB
Legal Lot Number15
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2006
Census Tract64102

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3432 SADDLE BROOK DR, MELBOURNE, FL 32934-8367
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Warranty Deed, Transfer · Conventional Mortgage
RESICENTRAL LLC
Apr 22, 2026Warranty Deed, Transfer · Conventional Mortgage
RESICENTRAL LLC
Oct 21, 2022Warranty Deed, Transfer · Conventional Mortgage
FILO MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2026 · Amount on Record
Deed SaleApr 22, 2026 · Amount on Record
Prior SaleOct 21, 2022 · Amount on Record
Deed Document Number202681536
Deed Book / Page10605 / 1588
Prior Transfer DateOct 17, 2003
Prior Transfer Doc0000338943
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 22, 2026
Property Address3432 SADDLE BROOK DR, MELBOURNE, FL 32934-8367
Document Number0106051588
Book / Page10605 / 1588
Instrument DateApr 10, 2026
Instrument202681536
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyBELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$298,354.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3432 SADDLE BROOK DR, MELBOURNE, FL 32934-8367

Mortgage

Document Number0000081537,
DateApr 22, 2026
Instrument202681537
Lender
NameRESICENTRAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.5%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 22, 2026
Property Address3432 SADDLE BROOK DR, MELBOURNE, FL 32934-8367
Document Number0000081536
Book / Page10605 / 1588
Instrument DateApr 10, 2026
Instrument2026.81536
Transaction TypeTransfer
Record UpdatedMay 8, 2026
Title CompanyBELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$298,354.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3432 SADDLE BROOK DR, MELBOURNE, FL 32934-8367

Mortgage

Document Number0000081537,
DateApr 22, 2026
Instrument2026..81537
Lender
NameRESICENTRAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.5%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 21, 2022
Property Address3432 SADDLE BROOK DR, MELBOURNE, FL 32934-8367
Document Number0096400768
Book / Page9640 / 768
Map ReferenceMB 38 PG 10&11
Instrument DateOct 20, 2022
Instrument2022253195
Transaction TypeTransfer
Record UpdatedNov 9, 2022
Title CompanyBELLA TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,898.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2125 BOTANICA CIR, 2125, WEST MELBOURNE, FL 32904-7338

Transferred To (Grantee/Buyer)

NameVerified Name
Address3432 SADDLE BROOK DR, MELBOURNE, FL 32934-8367

Mortgage

Document Number0096400770
DateOct 21, 2022
Book Page9640/770
Instrument2022253196
Lender
NameFILO MORTGAGE LLC
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$336,850 (+2.7%)$343,780 (+1.6%)
2025$5,180.00 (+5.63%) Homeowner's exemption$328,000 (-4.56%)$338,360 (-1.55%)
2024$4,904.00 (-9.12%)
2023$5,396.00 (+244.13%) Homeowner's exemption$343,680 (+169.64%) Land $95,000 Building $248,680$343,680 (+12.59%) Land $95,000 Building $248,680
2022$1,568.00 Homeowner's exemption$127,460$305,240 Land $90,000 Building $215,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 229 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies229 in force
Nearby Flood Claims38 (1992–2022)
Claims Outside the SFHA28 of 38
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 18 claims
  • Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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