3432 S Normal Ave, Chicago, IL 60616 Property Records

Cook County property record for 3432 S Normal Ave, Chicago, IL 60616

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,524 sqft · built 2022
Lot Size	0.072 acres (3,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$954,000 (Jun 2025)
Tax Bill	$17,521 (2023)
Deeds & Mortgages	Oct 2021 Construction Loan Oct 2021 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-33-123-040`

Property Details

APN / Parcel Number

Primary APN	`17-33-123-040`
Alternative APN	`17-33-123-040-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,524 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,150 sqft (0.072 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3432 S NORMAL AVE
City	CHICAGO
State	IL
Zip	60616-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(ASSESSORS) DIVN OF BLK11 IN CANAL TRUSTEES SUB OF SEC 33-39-14
Legal Range	14E
Legal Township	39N
Legal Section	33
Legal Subdivision	CANAL TRUSTEES SUB
Legal Block	11
Legal Lot Number	19,20
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1021
Census Tract	840000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3863 N MILWAUKEE AVE, CHICAGO, IL 60641-2822
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Construction Mortgage OXFORD BANK & TRUST
Oct 25, 2021	Deed of Trust, Mortgage · Construction Mortgage OXFORD BANK & TRUST
Jun 16, 2022	Deed of Trust, Mortgage · Construction Mortgage OXFORD BANK & TRUST
Jun 21, 2022	Deed of Trust, Mortgage · Construction Mortgage OXFORD BANK & TRUST
Oct 27, 2022	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Apr 15, 2021	Warranty Deed, Construction Loan · Construction Mortgage OXFORD BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	202520155
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3432 S NORMAL AVE, CHICAGO, IL 60616-3514
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029857025
Date	Oct 25, 2021
Instrument	2129857025

Lender

Name	OXFORD BANK & TRUST
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3432 S NORMAL AVE, CHICAGO, IL 60616-3514
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029857027
Date	Oct 25, 2021
Instrument	2129857027

Lender

Name	OXFORD BANK & TRUST
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 15, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.75%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3432 S NORMAL AVE, CHICAGO, IL 60616-3514
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016717123
Date	Jun 16, 2022
Instrument	2216717123

Lender

Name	OXFORD BANK & TRUST
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3432 S NORMAL AVE, CHICAGO, IL 60616-3514
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017222000
Date	Jun 21, 2022
Instrument	2217222000

Lender

Name	OXFORD BANK & TRUST
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 27, 2022
Property Address	3432 S NORMAL AVE, CHICAGO, IL 60616-3514
Document Number	0030028188
Instrument Date	Oct 18, 2022
Instrument	2230028188
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$848.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3432 S NORMAL AVE, CHICAGO, IL 60616-3514
Investor	Possibly a Property Investor

Mortgage

Document Number	0030028189
Date	Oct 27, 2022
Instrument	2230028189

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

April 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 15, 2021
Property Address	3432 S NORMAL AVE, CHICAGO, IL 60616-3514
Document Number	0010528084
Instrument Date	Mar 1, 2021
Instrument	2110528084
Transaction Type	Construction Loan
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 W 41ST ST, CHICAGO, IL 60609-2706

Mortgage

Document Number	0010528085
Date	Apr 15, 2021
Instrument	2110528085

Lender

Name	OXFORD BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Mar 1, 2022

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,501 (+116.08%) Land $17,168 Building $65,333	$825,010 (+116.08%) Land $171,680 Building $653,330
2023	$17,521.00 (+123.14%)
2022	$7,852.00	$38,180 Land $13,860 Building $24,320	$381,800 Land $138,600 Building $243,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber.

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