3432 Ridgeway Ave, Cincinnati, OH 45229 Property Records

Hamilton County property record for 3432 Ridgeway Ave, Cincinnati, OH 45229

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 3 ba · 2,687 sqft · built 1928
Lot Size	0.097 acres (4,225 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (Mar 2026)
Tax Bill	$1,733 (2025)
Deeds & Mortgages	Mar 2026 Sale Dec 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`107-0011-0089-00`

Property Details

APN / Parcel Number

Primary APN	`107-0011-0089-00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,687 sqft Living Area
Gross Area	3,743 sqft
1st Floor Area	1,120 sqft
2nd Floor Area	1,224 sqft
Attic	Attic
Attic Area	343 sqft
Basement Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,225 sqft (0.097 acres)
Lot Dimensions	100 ft deep x 142 ft wide
Porch	Open Frame Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3432 RIDGEWAY AVE
City	CINCINNATI
State	OH
Zip	45229-2853
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RMX
Legal Description	3432 RIDGEWAY AVE 42 X 100 S E COR RIDGEWAY-CLEVELAND
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	27000

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6838 SUMMER STONE CT, LIBERTY TWP, OH 45011-5496
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Warranty Deed, Transfer
Dec 30, 2025	Warranty Deed, Transfer · Line of Credit SHARPER CAPITAL PARTNERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Dec 30, 2025 · Amount on Record
Deed Document Number	202616605
Deed Book / Page	15617 / 397
Prior Transfer Date	May 10, 2002
Prior Transfer Doc	0000095303
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 6, 2026
Property Address	3432 RIDGEWAY AVE, CINCINNATI, OH 45229-2853
Document Number	0000016605
Book / Page	15617 / 397
Instrument Date	Mar 4, 2026
Instrument	2026-0016605
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6838 SUMMER STONE CT, LIBERTY TWP, OH 45011-5496

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 30, 2025
Property Address	3432 RIDGEWAY AVE, CINCINNATI, OH 45229-2853
Document Number	0000101905
Book / Page	15572 / 2504
Instrument Date	Dec 23, 2025
Instrument	2025-0101905
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$54.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 PHILADELPHIA DR, DAYTON, OH 45406-2722
Investor	Possibly a Property Investor

Mortgage

Document Number	0000101906
Date	Dec 30, 2025
Instrument	2025-0101906

Lender

Name	SHARPER CAPITAL PARTNERS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,733.00 (+0.12%)	$26,670 (-) Land $3,598 Building $23,072	$76,200 (-) Land $10,280 Building $65,920
2024	$1,731.00 (-0.17%)	$26,670 (-) Land $3,598 Building $23,072
2023	$1,734.00 (+57.92%)	$26,670 (+78.24%) Land $3,598 Building $23,072	$76,200 (+78.25%) Land $10,280 Building $65,920
2022	$1,098.00	$14,963 Land $3,570 Building $11,393
2020			$42,750 Land $10,200 Building $32,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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